HelloPag vs Bonds PH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloPag
Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.
- Check loan proceeds
- Save for MP2
- Pay loans and amortization
- Fund transfers via InstaPay
- Generate QR PH code
- Cash in at 711 branches
- Send money via cash out partners
- Buy prepaid load
- Pay bills
- Scan to pay via QR
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Hello Pag-IBIG is the companion app of the Pag-IBIG Loyalty Card Plus powered by AUB. Download the Hello Pag-IBIG app and register your Pag-IBIG Loyalty Card Plus powered by AUB now to enjoy digital financial services that is secure, fast and efficient. Sa Hello Pag-IBIG app, you can manage your funds conveniently, anytime, anywhere! - Maaari mong makita sa Hello Pag-IBIG app kung credited na ang iyong loan proceeds. - Mag-ipon at maghulog sa inyong Pag-IBIG MP2 savings - Magbayad ng inyong monthly loan amortization sa housing loan, multi-purpose loan at calamity loan sa Pag-IBIG. I-enjoy ang iba pang karagdagang services tulad ng - Real time fund transfer to other banks and ewallets via InstaPay - Makatanggap ng pera gamit ang iyong sariling QR PH code na ma-gegenerate sa iyong Hello Pag-IBIG app. - Makapag CASH IN or top up sa mga 711 branches nationwide. - Makapag PERA PADALA to your loved ones through our cash out partners (Cebuana Lhuiller, Palawan, LBC Express, M. Lhuiller and AUB branches) - Bumili ng PREPAID LOAD (Globe, Smart, Sun, PLDT, Meralco, DITO) - Magbayad ng BILLS for electricity, credit cards, tuition fees, at iba pang utilities. - Makapag SCAN TO PAY via QR code sa kahit saang QR PH P2M merchant nationwide. - Mag-online shopping gamit ang Hello Pag-IBIG Virtual Mastercard. - Mag-withdraw gamit ang iyong Pag-IBIG Loyalty Card Plus sa lahat ng BancNet ATMs or i-swipe ito at gamiting pambayad sa groceries at ibang shops, nationwide. I-register na ang iyong Pag-IBIG Loyalty Card Plus powered by AUB today!
Bonds PH
Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.
- Buy and sell treasury bonds
- Invest without a bank account
- Cash in and out via any channel
- 24/7 subscription to bonds
- Real-time transaction tracking
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The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.
Screenshots
Verdict
The clearest difference is rating: HelloPag at 4.9 against Bonds PH's 4.2. HelloPag also leads on review sentiment (60% vs 20%) and ratings volume (382 vs 5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HelloPag holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: HelloPag has 382 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of HelloPag's written reviews are positive against 20% of Bonds PH's.
HelloPag ships an update fortnightly, Bonds PH monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | HelloPag | Bonds PH |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (382 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 60.0% of reviews — better | 20.3% of reviews |
| Number of ratings | 382 — better | 5 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | bonds.ph Inc. |
Customer experience
HelloPag
Bonds PH
In-app purchases
HelloPag
No in-app purchases
Bonds PH
No in-app purchases
