Avantaj vs Cat Cheltui

Welcome to Avantaj – the most exciting credit card app in Romania Turn your lifestyle into extraordinary rewards - Earn up to 3% cashback in Avantaj Coins with every purchase - the higher your status, the more you earn - Complete fun challenges to collect extra rewards - Reach higher status – from Starter to Ambassador - and unlock exciting benefits - Redeem exclusive rewards directly in the app - Earn unique achievements and level up! Manage your finances effortlessly - Manage all your cards and transactions in one place - Split transactions into installments – flexibility whenever you need it - Pay in up to 24 installments at 9 500+ partner stores - Generate a virtual card instantly – perfect for safe online shopping - Pay with your phone – add to Apple Wallet or Google Pay in seconds Security you can count on - Shop secure online thanks to 3D Secure (3DS) transaction approval feature - Stay safe with your credit cards separate from your main bank account - Enjoy peace of mind with advanced mobile app shielding, built to meet the highest industry security standards Thanks to Avantaj, managing your credit card is no longer just a task, it’s an experience. From rewards just for you and intuitive control to unbeatable security and exciting loyalty perks, everything you need is just a tap away. Download the Avantaj app today and start unlocking a smarter, more rewarding financial journey powered by you. Card Avantaj, the card that moves with you!

Keep track of your money without the hassle. Log an expense in seconds, and at the end of the month see clearly where your money went. Cat Cheltui (Cât Cheltui with Romanian diacritics) is a personal budget and expense tracker made in Romania. The name asks the question the app answers: how much do I spend? That is also what the app calls itself in English: How Much I Spend. BUILT FOR EVERYDAY LIFE In your language and in US dollars, euros or Romanian lei, with the categories you actually use: groceries, fuel, rent, utilities, subscriptions. WITHOUT AN ACCOUNT, YOUR RECORDS STAY ON YOUR PHONE Logging expenses, income and budgets works without an internet connection. The database on your phone is encrypted, and the online account is optional: without an account, your financial records are not sent anywhere. To be clear about what does leave the phone: each time the app starts, it asks our server for a public configuration (so your IP address reaches us); each time you open it, it records a diagnostic session; and if something crashes, it sends a technical report. These reports are cleaned of personal data before they leave. The money lessons in the Academy are downloaded from our server, so the first time you open them you need a connection. WHAT YOU CAN DO • Expenses by category and subcategory, income by category • Subscriptions and recurring expenses, with a reminder before they come due • Monthly budgets per category: the bar turns yellow as you near the limit, and you get a notification if you go over • Reports and charts for the last 3 months: by category, by month, month-to-month comparisons • Debts, loans and installments, with a record of what you have paid • Savings goals, with progress kept up to date • Planned expenses, so you know what is coming • Vacations, with their expenses grouped separately • Car costs and due dates: fuel, service, insurance, inspections • Family: see how much each member spends this month (needs a free online account) • Trash: an expense deleted by mistake can be restored • An encrypted backup of your expenses, income and budgets, in a file only you hold • Export all your data as a readable JSON file • Lock with Face ID, Touch ID or a passcode • A daily reminder to log your expenses • Light and dark themes MORE THAN BOOKKEEPING Short lessons about money, a recap at the end of each month, a financial score, and achievements as you get your finances in order - so you see not just how much you spent, but what it means. Made by DIGITAL MEDIA DESIGN SRL.