ARM Engage vs GAPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ARM Engage
Access your retirement savings account information in real-time. This app provides details on your balance, investments, transactions, and allows for micro-pension payments. It also offers helpful resources for retirement planning.
- Real-time RSA balance access
- Real-time investment information
- RSA statement generation
- Membership certificate generation
- View recent transactions
- Micro Pension payments
Read full descriptionHide full description
ARM Engage is an easy to use application from ARM Pension designed to give clients quick access to their Retirement Savings Account information as well as provide useful information to help with retirement planning. Key Features: - Real-time access to Retirement Savings Account (RSA) balance information - Real-time access to ARM Investment information - Generation of Retirement Savings Account (RSA) statements - Generation of Membership Certificate - View of recent transactions on Retirement Savings Account (RSA) - Micro Pension Payment for Micro Pension Clients - Multi-Logon Options - Enhanced User Experience
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
Read full descriptionHide full description
Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Screenshots
Verdict
The clearest difference is rating: ARM Engage at 3.9 against GAPS's 1.7. ARM Engage also leads on review sentiment (40% vs 0%) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ARM Engage holds the better App Store score, 3.9 against 1.7. Both are backed by a comparable volume of ratings — 41 and 31 respectively. Written reviews point the same way: 40% of ARM Engage's written reviews are positive against 0% of GAPS's.
ARM Engage ships an update every 2 months, GAPS every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | ARM Engage | GAPS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (41 ratings) — better | 1.7 (31 ratings) |
| Positive reviews | 40.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 41 — better | 31 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 201 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | ARM Pension Managers PFA Limited | Guaranty Trust Bank PLC |
Customer experience
ARM Engage
GAPS
In-app purchases
ARM Engage
No in-app purchases
GAPS
No in-app purchases









