Tapcheck vs SpendPath

* Life doesn’t always line up with payday. That’s where Tapcheck can help.
With Tapcheck, you can get instant access to the money you’ve already earned, before payday. Whether it’s for gas, groceries, rent, or something unexpected, your money’s right there when you need it most.
Here’s how it works: 1. Your employer signs up with Tapcheck 2. Download the app and register (it’s free!) 3. Work your shift like usual 4. Get paid early with instant or next-day transfers (typically, up to $200 per day) 5. That amount comes out of your next paycheck * Why Tapcheck? 1. No hidden fees, interest, or credit checks 2. Transfers in seconds 3. One flat fee per transfer, like an ATM 4. More control over your finances, every day * Important: Tapcheck is an Employer Sponsored Program for on-demand pay. Before downloading, make sure your employer offers Tapcheck as an earned wage access benefit.
Take control of your pay today. Download the app and schedule your first transfer in minutes.
Have questions? Visit tapcheck.com/employees

SPS SpendPath is the modern, compliance-driven mobile app designed for K-12 districts and local government entities that need a smarter, safer way to manage procurement card activity, travel, and discretionary spend. Built by Strategic Payment Services, SpendPath brings intelligent controls, mobile-first workflows, and real-time visibility directly to your staff — ensuring every dollar is spent responsibly and every approval moves without friction. SpendPath eliminates the bottlenecks and risks that come with manual expense processes. Staff can capture receipts instantly, submit expenses on the go, and complete approvals in minutes. Finance teams gain immediate insight into spend across departments, programs, and cardholders, with policy-driven guardrails that prevent non-compliant purchases before they occur. Designed specifically for public-sector operations, SpendPath reflects travel policies, audit requirements, and the accountability standards expected of districts, counties, and municipalities. Every workflow is built to strengthen internal controls, reduce administrative burden, and support responsible stewardship of public funds. Key Features: • Mobile Receipt Capture Snap, upload, and attach receipts instantly — no more lost paperwork or end-of-month scrambling. • Smart Expense Submission Submit expenses directly from your device with automated categorization and policy-aligned workflows. • Mobile Approvals Review and approve transactions in seconds, keeping operations moving without delays or bottlenecks. • Real-Time Spend Visibility View card activity, expense status, and department-level spend in a clean, intuitive interface. • Policy-Driven Guardrails Built-in controls ensure purchases align with district or municipal policy before they happen. • Audit-Ready Transparency Every transaction includes a clear trail of receipts, approvals, and documentation for effortless audits. • Role-Based Permissions Ensure the right people have the right access, from cardholders to department heads to finance teams. • Integrated Travel Workflows Submit, approve, and track travel requests with pre-configured rules and automated routing. SpendPath empowers public-sector staff to work faster and more confidently, while giving leadership the transparency and control needed to protect public dollars. Whether you’re a cardholder, approver, bookkeeper, or administrator, SpendPath simplifies your workflow and strengthens your organization’s financial integrity. SPS SpendPath — Smart controls. Modern workflows. Total transparency.