Comparison

Plenti vs Airwallex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plenti

Invest in consumer loans and earn attractive returns with flexible terms. This platform makes investing simple, allowing you to start with as little as $10. Join thousands of investors and grow your money faster.

Highlights
  • Invest in personal, car, and green loans
  • $10 minimum investment
  • Flexible investment terms (1 month - 7 years)
  • Provision Fund protection
  • Automatic reinvestment options
  • Quick online registration (5 minutes)
Features
Read full description

Plenti investors make their money go further, faster through flexible investment options. Join over 20,000 investors already registered with Plenti. * Earn attractive returns investing in consumer loans * $10 minimum investment * Flexible investment terms When it comes to money, every decision counts. That’s why we’re on a mission to help everyone to make the right choices – about the choices that count. We’ve built a new world of lending that seeks to make investing faster and simpler for all. * Investing is as simple as 1,2,3* 1. Register for an account online in 5 minutes 2. Download the app and login to your account 3. Transfer in funds and start investing in loans WHY INVESTORS CHOOSE PLENTI *Attractive asset class* We give everyday Australians the opportunity to earn stable, attractive returns offered by investing in personal loans, car loans and green loans. Previously, only banks and institutions had access to the consumer credit asset class. *Provision Fund protection* The Provision Fund helps protect your returns. While it’s no guarantee, no investor has lost a cent of interest or principal as due.^ *Flexible investment options* Choose to invest in lending markets with indicative terms from 1 month – 7 years. As borrowers repay their loans, you’ll receive regular payments which you can choose to automatically reinvest. READY TO GET STARTED? Visit www.plenti.com.au/investing to find out more about investing with Plenti and register for an account. Signing up only takes five minutes. Or email us at contact@plenti.com.au if you have any questions about investing. IMPORTANT INFORMATION As with every investment, investing with Plenti is not without risk. Plenti RE Limited ABN 57 166 646 635 holds Australian financial services licence number 449176, Australian credit licence number 449176 and is a member of the Australian Financial Complaints Authority (AFCA). This information should not be taken as financial product advice and has been prepared as general information only without consideration for your particular investment objectives, financial circumstances or particular needs. You should read the Product Disclosure Statement on www.plenti.com.au/pds before making any decision about your investment choices. ^ The Provision Fund is not a guarantee and your capital is at risk.

About

Airwallex

Manage your global business finances from anywhere with this app. Monitor balances, track transactions, and convert currencies on the go. Open global accounts, create virtual cards, and transfer funds internationally with competitive rates.

Highlights
  • Multi-currency wallet
  • Transaction tracking
  • Virtual card management
  • Currency conversion
  • Global account details
  • International fund transfers
Features
Read full description

Empowering businesses to operate anywhere, anytime. With the Airwallex app, we’re making it easy to manage your global business finances on the go. Access your key account features from anywhere and keep your business moving, no matter the location. App features Monitor your global balances at a glance via your Multi-currency Wallet. Keep track of transactions and view details like status, currency rate and total fee. View your card details and easily manage your card on the go Convert funds on the go and lock in great FX rates at a time that suits you. Share your Global Account details with clients on the fly to collect funds faster. Airwallex business account features Take the hassle out of growing your business, both at home and abroad. Airwallex Business Accounts are feature packed to help you operate without borders. Open Global Accounts in multiple currencies Receive local account details to collect and hold money in over 11 currencies including USD, EUR, GBP and HKD. Avoid double conversions and hedge against currency fluctuations. Instantly create virtual debit cards & employee cards Create virtual debit cards in seconds, set spending limits and controls, and see all employee expenses, in one place, in real-time. Transfer funds in 23+ currencies Save on everyday business expenses, with zero international fees¹ and exchange rates up to 90% cheaper than the banks². Xero integration Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date with a quick and easy integration. *limited functionality is currently available within the mobile app. ¹Other fees and charges apply. ²The above estimations are calculated based on published rates for the Big Four banks.

Screenshots

Plenti4 screens
Airwallex4 screens

Verdict

The call

The clearest difference is update cadence: Airwallex at weekly against Plenti's every 3 weeks. Airwallex also leads on review sentiment (26% vs 13%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Plenti ships an update every 3 weeks, Airwallex weekly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
Plenti versus Airwallex: the parameters behind the verdict, then further details
ParameterPlentiAirwallex
PriceFreeFree
Rating—4.8 (556 ratings) — better
Positive reviews13.0% of reviews26.1% of reviews — better
Number of ratings—556 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS17.5 — better18.0
Further details — not scored
Size38 MB221 MB
Age rating17+4+
DeveloperPlenti Pty LimitedAirwallex

Customer experience

Plenti

Written reviews46 reviews
Positive13.0%
Neutral4.3%
Negative82.6%

Airwallex

All ratings556 ratings
Positive95.7%
Neutral0.9%
Negative3.4%
Written reviews88 reviews
Positive26.1%
Neutral8.0%
Negative65.9%

Bugs and requests

Plenti

Not enough reviews yet to summarise bugs or requests.

Airwallex

Reported bugs

24 issues
  • App crashes during transfers
  • App crashes after OTP generation
  • Registration flow not working
  • SMS not received for verification
  • Checkbox for promotional emails checked by default
Show 19 more
  • App takes ages to show sign-in confirmation
  • App requires update in App Store
  • SMS verification code never works
  • Transaction failed & charged for fees
  • System approved payment without checking recipient bank compatibility
  • App multiplies amounts by 100
  • App says insufficient balance due to bug
  • Account suspended due to client credit card payment failures
  • No response to emails and tickets
  • Funds stuck in pending
  • App logs users out
  • Limited app functionality, full on web browser
  • Transaction refused despite all papers provided
  • Cannot convert properly
  • Expenses function terrible
  • No ability to itemize expenses
  • Approval process terrible
  • App missing transfer function
  • Slow FAST transfers

Requested features

10 requests
  • Improve transparency of controls
  • Add metadata to transactions
  • Ability to assign categories and receipts to transactions
  • More detailed reporting dashboard
  • Dark mode option
Show 5 more
  • Advanced analytics dashboard
  • Fix bug where app multiplies amounts by 100
  • Allow transfers in the app
  • Improve search functionality for transactions
  • Add Russian language support

In-app purchases

None

Plenti

No in-app purchases

None

Airwallex

No in-app purchases

Questions

Is Plenti free?
Plenti is free to download, with no in-app purchases.
Is Airwallex free?
Airwallex is free to download, with no in-app purchases.
Do Plenti or Airwallex have ads?
Neither Plenti nor Airwallex shows ads.
Which is updated more often, Plenti or Airwallex?
Plenti ships an update every 3 weeks, and Airwallex weekly. Most recently, Plenti was updated on September 24, 2026 and Airwallex on September 22, 2026.

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