Comparison

OTP Bank online vs API mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OTP Bank online

Manage your banking needs directly from your smartphone. Open new accounts, cards, loans, and deposits. Easily pay for purchases, transfer money, and control your transaction history. This app offers a convenient way to handle your finances anytime, anywhere.

Highlights
  • Open new accounts and cards
  • Apply for loans and deposits
  • Pay for purchases
  • Transfer money
  • Control purchase history
  • Manage accounts
  • Pay loans remotely
Features
Read full description

We are always available in your smartphone! Easy, secure and quick to use OTP Bank mobile app can help to: Open new accounts, credit and debit cards, loans and deposits Pay for purchases and transfer money with a couple of taps Control a purchase history and manage your accounts Comfortably pay for loans without visiting the bank Our mobile app is a full-fledged bank office in your smartphone. Available at any time and anywhere! Do you have an idea to share or a problem to solve? Contact us: online@otpbank.ru, +7 495 775-4-775, 0707 (free call for all numbers of Beeline, Megafon, MTS, Tele2). 2019-2026 АО «ОТП Банк» (OTP Bank, JSC) General License of Bank of Russia №2766, 27.11.2014

About

API mBank

Features
Read full description

API mBank – Jednostavno i uvek dostupno Naša mobilna aplikacija ima novo ime - API mBank! API mBank Vam je uvek dostupna 24/7, sa svih meridijana sveta! Dobro je znati da sada možete komforno, jednostavo i bezbedno da obavljate sve bankarske transakcije. Jedino što Vam je potrebno je mobilni telefon. Izdvajamo neke od funkcionalnosti i značajnih prednosti korišćenja API mBank mobilne aplikacije: • Brzo i komforno obavljanje svih finansijskih transakcija • Pregled stanja na tekućim i štednim računima • Transakcije po svim računima i to po nižim naknadama • Jednostavno konvertovanje valuta i uvid u kursne liste • Jednostavno obavljanje menjačkih poslova • Kreiranje šablona za račune koje plaćate svakog meseca • Prebacivanje finansijskih sredstava izmedju dinarskih tekućih računa u banci • Prebacivanje sredstava između deviznih računa bez konverzije valute, • Uvid u stanje po karticama Možete postati korisnik nove API mBank mobilne aplikacije posetom našim ekspoziturama: Beograd, Balkanska 2 i Novi Sad, Narodnog fronta 12 (kontakt telefon: +381 11 395 2265). API mBank – Simple and always available Our mobile application has a new name - API mBank! API mBank is available 24/7, in every corner of the world! It is good to know that you can now perform all banking transactions comfortably, simply and securely. All you need is a mobile phone. There are some of the features and benefits of using the API mBank mobile app: • Performing all financial transactions quickly and comfortably • Balance overview for current and savings accounts • Transactions on all accounts with lower fees • Simple conversion of currency and overview of conversion rate lists • Simple currency exchange • Creating templates for monthly payment of bills • Transferring funds between dinar current accounts at the bank • Transferring funds between foreign currency accounts without converting currencies, • Card balance overview You can become a user of the new API mBank mobile app by visiting us at: Belgrade, 2 Balkanska and Novi Sad, 12 Narodnog fronta (telephone number: +381 11 395 2265).

Screenshots

OTP Bank online4 screens
API mBank4 screens

Verdict

The call

The clearest difference is update cadence: OTP Bank online at every 2 weeks against API mBank's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OTP Bank online ships an update every 2 weeks, API mBank every 3 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
OTP Bank online versus API mBank: the parameters behind the verdict, then further details
ParameterOTP Bank onlineAPI mBank
PriceFreeFree
Rating4.6 (827 ratings) — better—
Positive reviews29.9% of reviews—
Number of ratings827 — better—
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size585 MB56 MB
Age rating4+4+
DeveloperOTP Bank RussiaAPI Bank a.d. Beograd

Bugs and requests

OTP Bank online

Reported bugs

10 issues
  • App fails to open or becomes unusable after updates
  • Cannot transfer funds when changing recipient bank
  • Payment processing delays causing false overdraft notifications
  • Insufficient funds shown but payment still fails days later
  • Category access limited to 30% threshold
Show 5 more
  • Blocked accounts disappear from app without explanation
  • Credit card activation failures
  • Bot support unable to resolve technical issues
  • SMS notifications about overdue payments despite timely payment
  • Transfer funds not reaching recipient in other banks

Requested features

7 requests
  • Flat subscription model instead of per-transaction fees
  • Improved customer support responsiveness
  • Better payment processing reliability
  • Clearer account status and restrictions information
  • Faster account closure process
Show 2 more
  • More transparent interest rate calculations
  • Functional phone support button

API mBank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OTP Bank online

No in-app purchases

None

API mBank

No in-app purchases

Questions

Is OTP Bank online free?
OTP Bank online is free to download, with no in-app purchases.
Is API mBank free?
API mBank is free to download, with no in-app purchases.
Do OTP Bank online or API mBank have ads?
Neither OTP Bank online nor API mBank shows ads.
Which is updated more often, OTP Bank online or API mBank?
OTP Bank online ships an update every 2 weeks, and API mBank every 3 months. Most recently, OTP Bank online was updated on November 3, 2026 and API mBank on October 30, 2026.

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