Finom vs Squared

Finom is a financial service where you can open a banking account, connect your other banks and manage your invoices. Isn't that cool? Now you can do all these things in one place, and we're working hard to bring new features as fast as possible. Here are just a few things that you'll find inside Finom app: - Open a banking account in 5 minutes; - Connect your other banks and manage them in one place; - Make a SEPA or Direct Debit payments; - Receive money from the whole of Europe; - Create sub-accounts (we call them wallets) and manage your cash flow. All of them have their own IBAN so you can use each of them for different needs; - Issue a physical or a virtual card for yourself or your employees. You can easily manage cards and set up the limits; - Cover (we call it reconciliation) all your transactions with invoices or recipes. Your accountant will tell you big thanks for that; - Invite your employees and easily manage permissions for the whole team; - Connect your accountant and let them do their job; - Use smart filtering and searching of your transactions; - Tag your transactions and invoices to keep everything in order; - Contactless payments with Apple Pay; Feel free to contact us in the chat inside the app or write a message to hello@finom.co. Finom Payments BV (Finom) is a licensed electronic money institution authorized by the Dutch Central Bank, De Nederlandsche Bank (DNB) under the relations number R180074.

Settled. Done. Squared keeps track of who paid what for whom – on the weekend trip, in the flatshare, at dinner for six. No scrap of paper, no spreadsheet, no guesswork at the end. SPLIT IT HOWEVER IT FELL • Equal – everyone pays the same share • Custom – you set each amount yourself • Full – one person covers another, in either direction The odd cent works out too: Squared distributes remainders so the shares always add up to exactly what was paid. FRIENDS AND GROUPS Everyone has a personal code (like #ABC123). Type in a code or an email address and you're connected. For anything involving more than two people, there are groups. BALANCES, ALWAYS CURRENT See at a glance who owes you and what you owe – per person and per group. SETTLE UP & ARCHIVE When it's over, Squared works out the shortest path for everyone to clear their balances. Instead of everyone paying everyone, only the necessary transfers remain. Open balances carry over into your friends list and stay there until they are actually paid. The group is archived and read-only – the full history stays, nothing is deleted. NOTIFICATIONS When someone adds a new expense, you'll know. When a group is settled, you get one message with your own open amount. NO FRILLS • Free • No ads • No tracking, no analytics SDKs • Sign in with Apple or Google – no password needed Available in English, German and Spanish. PLEASE NOTE: Squared does not process payments. It only works out who owes whom – you send the money the way you always have, by banking app, PayPal or cash. Questions or requests? https://split-smart-b7136.web.app/support