Comparison

myTU vs Excelon.GO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myTU

A secure and fast mobile banking app for personal and business accounts. Offers instant IBANs, easy payments, and a contactless debit card. Features include parental controls for kids' accounts and business banking solutions.

Highlights
  • Instant European IBAN
  • Contactless Visa Debit Card
  • SEPA Instant Transfers
  • Parental controls for kids
  • Business banking features
  • Free cash withdrawals up to €200/month
Features
Read full description

myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs. Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co Who can use myTU? - Individuals - Businesses - Kids aged 7+ Benefits: - Obtain a European IBAN within minutes. - It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally. - Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees. myTU Visa Debit Card: - Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home. - Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month. - When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions. - myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions. - Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap. Made for Kids: - Every child who signs up on myTU gets a 10€ gift from us. - Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents. - Kids receive their stylish payment card. - Parents can track kids' spending with instant notifications. For Businesses: - myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go. - Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses. - Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees. myTU is available in all EU/EEA countries. Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements. myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.

About

Excelon.GO

Manage your digital money with a current account, global money transfers, and a crypto wallet. Spend and withdraw cash worldwide with a Mastercard, and earn rewards on your spending. Control all your funds and receive instant transaction notifications.

Highlights
  • Digital money management
  • Global money transfers
  • Crypto wallet and exchange
  • Mastercard for spending and withdrawals
  • Earn rewards and rebates
  • Instant transaction notifications
Features
Read full description

Excelon.GO is your ultimate digital money companion. Take control of your banking in a few minutes. Open a Current Account with an IBAN number, Send and Receive money globally, Spend and Withdraw Cash from any location worldwide displaying the Mastercard® Acceptance Mark. Easy, Cheap and Secure! At the same time, get your Crypto Wallet up and running to help you send, receive and exchange Cryptos! Crypto Wallet and Exchange - Excelon.GO offers you a complete Crypto Wallet and Exchange so you can send, receive, buy, sell and spend you Crypto. - Buy and Sell Bitcoin and other coins in real time and at the best rates Receive Excelon rewards and rebates - Chose your subscription and start earning Excelon Rewards and rebates - Up to 8% rewards in all your card spending, available on your Excelon Wallet instantly - Up to 100% rebates for your Spotify, Netflix, Amazon Prime, etc payments. Use your Crypto in real life - With Excelon.GO and Excelon Mastercard you can instantly spend your crypto in shopping and ATM Withdrawals. Control your money - Get the App, open an account in 3 minutes, Signing up with us is easy as 1-2-3. - All your funds in one screen. Its all there! Money, cards and exchange. - Get instant notifications on your transactions so you always know what’s happening Go shopping, get cash with your Mastercard - Shop globally with your Excelon Mastercard and spend your currency of choice in over 25 million locations worldwide accepting Mastercard globally - Enjoy Zero POS fees for all your In-Store purchases with Excelon Mastercard - Withdraw cash from your Excelon Mastercard at over 1 million ATM locations worldwide where Mastercard is accepted Pay and get paid online - Your current account & IBAN to give you freedom for any type of use you wish - Send and receive money globally with a fraction of the fees you would have to pay in bank. - Easy top-up by Wire transfer, Credit Card, Voucher or even your Exchange profits so you always have enough to spend. - Send and receive crypto instantly through the secure crypto wallet.

Screenshots

myTU4 screens
Excelon.GO4 screens

Verdict

The call

The clearest difference is rating: myTU at 4.9 against Excelon.GO's 4.4. myTU also leads on review sentiment (31% vs 17%) and ratings volume (21 vs 7). Excelon.GO's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myTU holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 21 and 7 respectively. Written reviews point the same way: 31% of myTU's written reviews are positive against 17% of Excelon.GO's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
myTU versus Excelon.GO: the parameters behind the verdict, then further details
ParametermyTUExcelon.GO
PriceFreeFree
Rating4.9 (21 ratings) — better4.4 (7 ratings)
Positive reviews30.8% of reviews — better16.7% of reviews
Number of ratings21 — better7
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.010.0 — better
Further details — not scored
Size169 MB27 MB
Age rating4+4+
DeveloperTravel Union UABEXCELON FINANCIAL SERVICES LIMITED

Customer experience

myTU

All ratings21 ratings
Positive95.2%
Neutral4.8%
Negative0.0%
Written reviews13 reviews
Positive30.8%
Neutral0.0%
Negative69.2%

Excelon.GO

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

In-app purchases

None

myTU

No in-app purchases

None

Excelon.GO

No in-app purchases

Questions

Is myTU free?
myTU is free to download, with no in-app purchases.
Is Excelon.GO free?
Excelon.GO is free to download, with no in-app purchases.
Which has better reviews, myTU or Excelon.GO?
myTU is rated higher. myTU averages 4.9 out of 5 from 21 ratings, while Excelon.GO averages 4.4 from 7 ratings.
Do myTU or Excelon.GO have ads?
Neither myTU nor Excelon.GO shows ads.
Which is updated more often, myTU or Excelon.GO?
myTU ships an update every 2 months, and Excelon.GO every 2 months. Most recently, myTU was updated on October 3, 2026 and Excelon.GO on October 7, 2026.

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