BCEL i vs Sacombank E
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCEL i
Manage your bank accounts and conduct various financial transactions online 24/7. This service allows for bill payments, fund transfers, statement monitoring, and enhanced security features for individuals and corporations.
- Bill and tax payments
- Funds transfer (domestic & international)
- Monitor cheque usage and bank statements
- Manage payroll transactions
- Schedule future transactions
- Retrieve and share e-receipts
- Enhanced security with OTP tokens
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BCEL i-Bank is the Internet Banking Service by BANQUE POUR LE COMMERCE EXTERIEUR LAO PUBLIC (BCEL) allowing customers to access their bank accounts and manage their money online from different locations 24/7. + Benefits - Support your transactions faster, more convenient and reliable with various functions, including bill & tax payments, funds transfer to ID cardholders, BCEL and other domestic and international banks. - Being able to monitor Cheque usage and bank statements. - Transactions will be made securely and professionally through BCELi-Bank and whenever they are completed, e-receipt can be retrieved and shared for confirmation. + Features - Payroll transactions can be managed by yourself. - Various online transactions are provided, including funds transfer to ID cardholders, BCEL and other domestic and international banks. - Customers can set or cancel either any preferred date or year transaction to transfer money in advance. - Can check your transaction history after paying bills including tax, electricity, water supply, telecom services (home/mobile phones, Internet, buy prepaid card), LDTV membership, etc. - Check transaction details including savings and current accounts, fixed-term deposits and loan accounts. - Can print out or send your bank statements to email weekly or monthly. - Monitor cheque usage and status. - Access daily exchange rates from BCEL. - Raise security level by allowing to add the number of users to access as well as OTP Token and prioritize the rights to access BCEL i-Bank. - Corporations should be allowed to have many users to access BCEL i-Bank and raise security level by determining the rights of users to approve and check each transaction. OTP will be used to confirm your transactions, which are monitored through Audit Log that users can access any time. + Terms of Services - Must have savings and current account with BCEL. - Only an account holder or a person, who has been entitled by an account holder, can register for the service - Before using the services, you should accept terms and conditions and also complete the application form with reliable information - A power of attorney letter is required, if an account holder cannot register/apply by himself/herself while valid ID cards must be provided by both an account holder and his/her representative + Application Form You can register for BCEL iBank at Head Office or any branch nearby you or download the application form via BCEL website (https://www.bcel.com.la) Tel: (856-21) 264959, Hotline:1555, Email: e-banking@bcel.com.la
Sacombank E
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Sacombank E- Pay is the official mobile banking application of Sacombank Lao, designed to bring you a fast, secure and convenient digital banking experience. With an intuitive interface and essential financial features, E-pay helps you manage your money anytime, anywhere. Key Features Money Transfers: Internal transfers within Sacombank Lao Lapnet transfers QR Payment: - MyQR (LMPS Standard) – Lao QR Payment – Cross Border Payment Card Services: – Register / Block / Unblock Sacombank Lao cards – Card information: balance, transaction history, credit limit. – Credit card payment - Mobile Top-up for Unitel, Lao Telecom and TPlus. - Sell/buy foreign currency via LFX Bill payment for Unitel. Multi-currency account linking: LAK, USD, THB with 31-day transaction history. Smart OTP: for authorize transaction Biometric Login for quick and secure access Why E-Pay? Enjoy seamless banking in your daily life – transfer, pay, top-up, bill payment and manage your cards and account all in one secure mobile application. Download E-Pay today and experience modern digital banking with Sacombank Lao.
Screenshots
Verdict
The clearest difference is ads: BCEL i at none against Sacombank E's shown. BCEL i also leads on iOS requirement (11.0 vs 14.0). Sacombank E's advantage is update cadence (monthly vs every 4 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCEL i ships an update every 4 months, Sacombank E monthly. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.
| Parameter | BCEL i | Sacombank E |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (6 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 69 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK |
In-app purchases
BCEL i
No in-app purchases
Sacombank E
No in-app purchases








