ST Hub vs Sacombank E

ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request

Sacombank E- Pay is the official mobile banking application of Sacombank Lao, designed to bring you a fast, secure and convenient digital banking experience. With an intuitive interface and essential financial features, E-pay helps you manage your money anytime, anywhere. Key Features Money Transfers: Internal transfers within Sacombank Lao Lapnet transfers QR Payment: - MyQR (LMPS Standard) – Lao QR Payment – Cross Border Payment Card Services: – Register / Block / Unblock Sacombank Lao cards – Card information: balance, transaction history, credit limit. – Credit card payment - Mobile Top-up for Unitel, Lao Telecom and TPlus. - Sell/buy foreign currency via LFX Bill payment for Unitel. Multi-currency account linking: LAK, USD, THB with 31-day transaction history. Smart OTP: for authorize transaction Biometric Login for quick and secure access Why E-Pay? Enjoy seamless banking in your daily life – transfer, pay, top-up, bill payment and manage your cards and account all in one secure mobile application. Download E-Pay today and experience modern digital banking with Sacombank Lao.