Bluevine vs Shift Pilot

Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST * Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans. NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ BLUEVINE IN THE NEWS “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

Automatic Mileage Tracking & IRS Tax Deductions Shift Pilot is the mileage tracker built for people who drive for work. Whether you're a gig driver on Uber, Lyft, DoorDash, or Instacart — a sales rep visiting clients — or a freelancer running between meetings — Shift Pilot automatically tracks your trips, calculates your IRS deductions, and generates tax-ready reports so you can focus on working, not paperwork. Save time. Maximize deductions. Get reimbursed faster. AUTOMATIC GPS MILEAGE TRACKING Stop losing miles to forgotten trips. Shift Pilot uses GPS and motion detection to automatically record every drive in the background. Trips are captured even when the app isn't open, and saved offline when you don't have signal — so you never lose a mile. • Automatic trip detection — no need to press start • Background tracking with low battery impact • Offline storage with automatic sync • Manual trip entry with backdating for missed drives SWIPE TO CLASSIFY. SEE YOUR DEDUCTIONS INSTANTLY. Every trip shows your estimated IRS deduction value the moment it's recorded — in dollars, not just miles. Quickly classify trips with a simple swipe: right for Business, left for Personal. • 5 IRS-recognized categories: Business, Medical, Charity, Personal, Military Moving • Deduction values calculated using the current IRS standard mileage rate • Per-trip deduction snapshots locked at time of travel for audit accuracy • Override any classification at any time MONTHLY & ANNUAL TAX SUMMARIES See your total deductions at a glance — broken down by month, category, and year. Know exactly where you stand before tax season starts. • Monthly deduction totals with completion tracking • Annual year-over-year summaries • Visual breakdowns by trip purpose • Track classified vs. unclassified trips IRS-COMPLIANT REPORTS & REIMBURSEMENT LOGS Generate professional mileage reports ready for your accountant, your employer, or self-filing. • Export detailed mileage logs as PDF • IRS-compliant reporting format • Reports include timestamps, addresses, distances, and deduction values • Email reports directly from the app to your manager or accountant WHO USES SHIFT PILOT? • Gig & delivery drivers: Uber, Lyft, DoorDash, Instacart, Grubhub, and more • Sales professionals: Track client visits and ensure accurate mileage reimbursement • Freelancers & consultants: Log business miles and simplify 1099 tax prep • Small business owners: Gain visibility into driving expenses across your team • Field workers & healthcare professionals: Track site visits and patient calls • Anyone who drives for work and needs accurate mileage records BUILT FOR DRIVERS ON THE GO • Push notifications when trips start and end • Trip editing: update locations, dates, notes, and classification after the fact • Clean, fast interface designed to stay out of your way • Works across all platforms and industries — no setup required FREE TO START Track your first 10 trips completely free — no credit card required. Upgrade to Shift Pilot Pro for unlimited automatic tracking, full export history, and complete tax-year coverage. Download Shift Pilot and start turning every mile into tax savings. Privacy policy: https://www.shiftpilot.dev/privacy-policy Terms of service: https://www.shiftpilot.dev/terms-of-service