Bluevine vs ScoreMiles
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bluevine
This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.
- Digital business checking account
- Manage cash flow and transactions
- Pay bills and deposit checks
- Earn competitive interest on balances
- No monthly or overdraft fees
- Create up to 20 sub-accounts for budgeting
- FDIC insured up to $3,000,000
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Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST * Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans. NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ BLUEVINE IN THE NEWS “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
ScoreMiles
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ScoreMiles helps you track and grade every loyalty points redemption so you know exactly what your points are worth. Most travelers never know if they got good value from their points. Was that business class flight worth 110,000 miles? Was that Hyatt redemption actually better than paying cash? ScoreMiles answers these questions instantly. TRACK EVERY REDEMPTION Log flights, hotels, and other redemptions across all your loyalty programs. See your points used, cash value, amount saved, and cents per point for every booking. PROGRAM-AWARE GRADING Every redemption gets a grade — Excellent, Great, Good, Weak, or Poor — based on real benchmarks for each loyalty program. 1.5¢ means different things for Hyatt vs Hilton. ScoreMiles knows the difference. CALCULATE BEFORE YOU BOOK Use the calculator to evaluate a redemption before you commit. Enter your points, retail value, and fees to instantly see if it's worth it. STATS & ANALYTICS See your lifetime points used, total saved, average CPP, best and worst redemptions, and performance by program, cabin class, and trip. EXPORT & SHARE Generate beautiful PDF reports of any trip to share with travel companions or keep for your records. SCAN DOCUMENTS Snap a photo of any booking confirmation and ScoreMiles auto-fills the redemption details for you. ScoreMiles Pro unlocks unlimited trips, the calculator, stats, PDF export, and document scanning. Free plan includes 2 trips and 10 redemptions. Terms of Use: https://scoremiles.app/terms.html Privacy Policy: https://scoremiles.app/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Bluevine at none against ScoreMiles's 2. Bluevine also leads on ratings volume (4.3K vs 2). ScoreMiles's advantage is rating (5.0 vs 4.7) and update cadence (every 6 days vs fortnightly). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ScoreMiles sells 2 in-app purchases, starting at $6.99 per month. Bluevine asks for nothing beyond the download.
ScoreMiles holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 2, so its average is the more settled of the two.
Bluevine ships an update fortnightly, ScoreMiles every 6 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Bluevine | ScoreMiles |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.3K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 20.3% of reviews | — |
| Number of ratings | 4.3K — better | 2 |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 135 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Bluevine Capital | ZAHRA BAYRAMZADEH |
Bugs and requests
Bluevine
Reported bugs
3 issues- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems
Requested features
4 requests- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options
ScoreMiles
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bluevine
No in-app purchases
ScoreMiles
- ScoreMiles Pro7 Days trial$6.991 Month
- ScoreMiles Pro7 Days trial$59.991 Year
Questions
Is Bluevine free?
Is ScoreMiles free?
Which has better reviews, Bluevine or ScoreMiles?
Do Bluevine or ScoreMiles have ads?
Which is updated more often, Bluevine or ScoreMiles?
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