Bluevine vs Split Crew

Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST * Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans. NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ BLUEVINE IN THE NEWS “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

The easiest way to split a group bill. No accounts, no sign-ups, nothing to set up — open the app and split the check. TWO WAYS TO ITEMIZE, AND YOU CHOOSE ON EVERY BILL • Type it in yourself. Enter each line and Split Crew does all the math. Free and unlimited, always — no scan required, ever. • Or use Smart Receipt Scanning. Take a photo and the smart receipt system reads it for you: every item, the tax, the tip, the total. No typing out a 23-line receipt. Your first scan is free; after that each scan is $0.99. WHEN YOU SCAN, YOU ALSO CHOOSE WHO PAYS FOR IT One tick box on the scanning card, and you set it before anything is charged: • Split the $0.99 fee with the table — it goes on the bill as a fee and the whole group chips in, a few cents each • Or cover the $0.99 yourself — it stays off everyone else's share entirely Change your mind after the scan and the fee moves on or off the bill, with every share recalculated to match. HOW IT WORKS • One person pays the bill • Itemize the receipt — by hand or by scan — and assign each line to the people in your group • Share the summary page with the group — everyone sees what they ordered, how much they owe, and how to send you the money • Tax and tip are split proportionally to what each person ordered, or evenly — every share is exact to the cent • Check people off as they pay you back, with custom reminders so you're not the one chasing anyone down WHAT'S FREE • Everything, when you enter the receipt yourself — unlimited bills, people, splits, summaries and reminders • Your first Smart Receipt Scan PRIVATE BY DESIGN • No accounts and no sign-ups • Your bills, people and receipt photos stay on your phone • Nothing is tracked or sold