Comparison

Mobile.UniCredit vs LAVA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mobile.UniCredit

Manage your finances on the go with this mobile banking app. Track expenses, transfer funds, and access account statements. You can even close cards and accounts without visiting a physical branch.

Highlights
  • Manage accounts and track expenses
  • Transfer money via SBP
  • Get statements and confirmations
  • Close cards and accounts remotely
  • In-app customer support chat
Read full description

Welcome to the UniCredit Bank Mobile App! Our app is your personal assistant for managing your finances. What our app enables you to do: — Manage all your accounts and track expenses; — Transfer money between accounts and to other banks via SBP; — Get statements, receipts, and transaction confirmations; — Close cards and accounts without visiting a branch. Customer support is our top priority! We’re here for you — use the chat with us for instant assistance. To share feedback or requests, send us a message in the app via: «More» → «Contact the bank» → «Report an error». Alternatively, write to us at: mobile.bank@unicredit.ru . Mobile.UniCredit — is your digital assistant from UniCredit Bank.

About

LAVA

This app provides a secure and convenient digital wallet for managing funds. It allows for instant money transfers, mass payouts, and payment acceptance via links or QR codes. Suitable for both business and personal use, it offers easy integration and multiple withdrawal options.

Highlights
  • Secure payment acceptance
  • Instant money transfers
  • Mass payouts
  • Payment via link or QR code
  • Financial analytics
  • Multiple withdrawal options
Features
Read full description

LAVA — электронный кошелёк и кабинет LAVA Business в одном приложении. Переводите деньги, следите за балансом и управляйте платежами бизнеса со смартфона. Личный кошелёк • Проверяйте баланс и просматривайте последние операции. • Отправляйте переводы доступными в вашем кошельке способами. • Сохраняйте реквизиты в шаблонах для повторных переводов. • Находите операции в истории с помощью фильтров по периоду, типу и статусу. LAVA Business • Управляйте проектами для приёма платежей на сайтах и в приложениях. • Контролируйте баланс, поступления и выплаты. • Просматривайте транзакции, их статусы и подробности. • Анализируйте показатели бизнеса за выбранный период. • Создавайте выплаты и оформляйте возвраты. • Работайте с регулярными платежами: управляйте продуктами, подписчиками и подписками. • Добавляйте сотрудников и настраивайте их доступ к проектам. Удобство каждый день Настройте главный экран LAVA Business под свои задачи: меняйте порядок карточек и скрывайте ненужные. Используйте избранные шаблоны, чтобы быстрее повторять переводы, и выбирайте нужные уведомления в настройках. Защита доступа Используйте PIN-код, вход по биометрии и двухфакторную аутентификацию для защиты доступа к аккаунту. Возможности бизнес-кабинета зависят от роли сотрудника. Доступные способы перевода и выплаты, комиссии и лимиты отображаются в приложении. Скачайте LAVA, чтобы управлять личным кошельком и платежами бизнеса в одном месте. Наши контакты: • Сайт: https://lava.ru • Электронная почта: help@lava.ru ООО «ЛАВ-А», ИНН 9702037833

Screenshots

Mobile.UniCredit4 screens
LAVA4 screens

Verdict

The call

The clearest difference is update cadence: LAVA at fortnightly against Mobile.UniCredit's monthly. Mobile.UniCredit's advantage is ratings volume (67 vs 10). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for Mobile.UniCredit against 3.8 for LAVA. That said, the two scores are not equally well evidenced: Mobile.UniCredit has 67 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 38% of Mobile.UniCredit's written reviews are positive against 40% of LAVA's.

UpkeepUpdate frequency

Mobile.UniCredit ships an update monthly, LAVA fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Mobile.UniCredit versus LAVA: the parameters behind the verdict, then further details
ParameterMobile.UniCreditLAVA
PriceFreeFree
Rating3.7 (67 ratings)3.8 (10 ratings) — better
Positive reviews38.4% of reviews40.0% of reviews — better
Number of ratings67 — better10
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size89 MB32 MB
Age rating4+4+
DeveloperAO UniCredit BankLAV-A, OOO

Customer experience

Mobile.UniCredit

All ratings66 ratings
Positive66.7%
Neutral4.5%
Negative28.8%
Written reviews86 reviews
Positive38.4%
Neutral8.1%
Negative53.5%

LAVA

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

Mobile.UniCredit

No in-app purchases

None

LAVA

No in-app purchases

Questions

Is Mobile.UniCredit free?
Mobile.UniCredit is free to download, with no in-app purchases.
Is LAVA free?
LAVA is free to download, with no in-app purchases.
Which has better reviews, Mobile.UniCredit or LAVA?
LAVA is rated higher. Mobile.UniCredit averages 3.7 out of 5 from 67 ratings, while LAVA averages 3.8 from 10 ratings.
Do Mobile.UniCredit or LAVA have ads?
Neither Mobile.UniCredit nor LAVA shows ads.
Which is updated more often, Mobile.UniCredit or LAVA?
Mobile.UniCredit ships an update monthly, and LAVA fortnightly. Most recently, Mobile.UniCredit was updated on October 26, 2026 and LAVA on October 24, 2026.

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