Comparison

Pocket.mn vs M Securities SC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket.mn

This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.

Highlights
  • Online loan services
  • Buy Now, Pay Later (BNPL)
  • AI-driven credit scoring
  • Flexible loan terms
  • Bonus point system
  • Multiple repayment options
Features
Read full description

Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019. Pocket application provides following services under Mongolian laws and regulations: • Online loan • BNPL Registering on the app: • Verification of phone number • National Identification Number • First and last name Privacy Policy We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. How to get loan? Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria. Loan term: from 14 to 180 days Fee: from 7.5% to 1% Loan amount: MNT 20,000 – MNT10,000,000 How to repay the loan? The customer can repay the loan anytime without extra fee or interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points. What is a bonus point? Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee: 1. Repay the loan on time +6 2. Read daily news +1 3. Play games (+5 up to) 4. Invite friends +200 5. Watch explainer videos +50 6. Others You will never be bored with Pocket. Contact us: Customer service: (+976) 1900-1188; 7777-8885; E-mail: info@pocket.mn Facebook: https://www.facebook.com/PocketMN Address: 15th floor, Twin Tower-1, Seoul street 10/1, Sukhbaatar district, Ulaanbaatar, Mongolia Pocket апп нь “Инвескор Хэтэвч ББСБ” ХХК-иас гаргаж буй цахим зээл, цахим төлбөр тооцооны үйлчилгээ бүхий финтек технологи болон хиймэл оюун ухааны технологид суурилсан аппликейшн юм. “Инвескор Хэтэвч ББСБ” нь 2019 оны 05 сард үүсгэн байгуулагдаж, 11-р сарын 25-ны өдөр Санхүүгийн Зохицуулах Хорооны 327тоот тогтоолоор үйл ажиллагааны тусгай зөвшөөрлөө аван Монгол улсад албан ёсны эрхтэйгээр үйл ажиллагаа явуулж байна. Pocket апп нь Монгол улсын хууль дүрмийн дагуу доорх үйл ажиллагааг аппликейшнаараа дамжуулан явуулж байна. 1. Цахим зээл авах боломж 2. Онлайн худалдан авалт хийх Зээл авах тухай Pocket аппликешныг татаж, албан ёсны мэдээллүүдээ бөглөж бүртгүүлсний дараагаар хэрэглэгчийн зээлжих эрхийг Монгол Банкны Зээлийн Мэдээллийн Сан болон системийн хиймэл оюун ухаанд тулгуурлан тогтоодог. Ингэснээр ямар нэг хэрэглэгч найдваргүй олон зээл авах эрсдэлээс сэргийлдэг. Хэрэглэгчийн зээлжих эрх нь ЗМС болон PocketMN-ийн шалгуурт суурилан гарсны дараагаар дахин бүртгэл шалгуур хийлгэхгүйгээр дуртай үедээ өөрт тохирсон хэмжээгээр зээлээ өөрийн банкны данс руу эсвэл pocket wallet руу авах боломжтой. Зээлийн хугацаа: 14 хоногоос 180 хоног хүртэлх, Мөнгөн дүн: 50,000₮-10,000,000₮-ийн хэмжээтэй

About

M Securities SC

This app provides professional products and services for participants in Mongolian and international capital markets. It aims to be a bridge for users to gain wealth from the global market.

Highlights
  • Professional financial products
  • International market access
  • Capital market services
  • Wealth building opportunities
  • Investment bridge
Features
Read full description

М Секьюритис ҮЦК нь Монголын болон гадаадын хөрөнгийн зах зээлийн оролцогчдод мэргэжлийн бүтээгдэхүүн үйлчилгээг хүргэх зорилготой. Бид таны "Дэлхийгээс ӨГӨӨЖ хүртэх ГҮҮР" байх болно.

Screenshots

Pocket.mn4 screens
M Securities SC4 screens

Verdict

The call

The clearest difference is rating: M Securities SC at 5.0 against Pocket.mn's 4.0. Pocket.mn's advantage is ratings volume (31 vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

M Securities SC holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Pocket.mn has 31 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Pocket.mn ships an update monthly, M Securities SC every 3 months. Both last shipped on September 9, 2026.

Scorecard4 real differences · 6 level
Pocket.mn versus M Securities SC: the parameters behind the verdict, then further details
ParameterPocket.mnM Securities SC
PriceFreeFree
Rating4.0 (31 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings31 — better1
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size98 MB79 MB
Age rating4+4+
DeveloperInvescore Wallet LLCM Securities SC LLC

Customer experience

Pocket.mn

All ratings31 ratings
Positive74.2%
Neutral3.2%
Negative22.6%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

M Securities SC

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pocket.mn

No in-app purchases

None

M Securities SC

No in-app purchases

Questions

Is Pocket.mn free?
Pocket.mn is free to download, with no in-app purchases.
Is M Securities SC free?
M Securities SC is free to download, with no in-app purchases.
Which has better reviews, Pocket.mn or M Securities SC?
M Securities SC is rated higher. Pocket.mn averages 4.0 out of 5 from 31 ratings, while M Securities SC averages 5.0 from 1 ratings.
Do Pocket.mn or M Securities SC have ads?
Neither Pocket.mn nor M Securities SC shows ads.
Which is updated more often, Pocket.mn or M Securities SC?
Pocket.mn ships an update monthly, and M Securities SC every 3 months. Most recently, Pocket.mn was updated on September 9, 2026 and M Securities SC on September 9, 2026.

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