ZuntaFi vs SWACU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZuntaFi
Manage your payments and view your transaction history with ease. This application allows you to schedule payments in real-time and communicate directly with your service provider.
- Real-time payment scheduling
- View payment history
- Chat with provider
- Fast and easy payment process
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Make and schedule your Zuntafi payment in real-time. The Zuntafi App is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.
SWACU
Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.
- Organize transactions with tags, notes, and receipt photos
- Secure and fast account monitoring
- Remote check deposit
- Debit card control (on/off)
- Schedule and view payments and transfers
- Apply for new accounts and loans
- Biometric authentication
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Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount
Screenshots
Verdict
The clearest difference is review sentiment: SWACU at 76% against ZuntaFi's 0%. SWACU also leads on rating (4.9 vs 1.4) and update cadence (every 4 weeks vs every 5 months). ZuntaFi's advantage is iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SWACU holds the better App Store score, 4.9 against 1.4. That said, the two scores are not equally well evidenced: SWACU has 4.1K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 0% of ZuntaFi's written reviews are positive against 76% of SWACU's.
ZuntaFi ships an update every 5 months, SWACU every 4 weeks. The most recent releases landed on October 1, 2026 and October 18, 2026 respectively.
| Parameter | ZuntaFi | SWACU |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (23 ratings) | 4.9 (4.1K ratings) — better |
| Positive reviews | 0.0% of reviews | 75.8% of reviews — better |
| Number of ratings | 23 | 4.1K — better |
| Update frequency | Every 5 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 34 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | ZuntaFi Corp | Southwest Airlines Federal Credit Union |
Customer experience
ZuntaFi
SWACU
Bugs and requests
ZuntaFi
Not enough reviews yet to summarise bugs or requests.
SWACU
Reported bugs
1 issue- No rewards counter in the new app
Requested features
1 request- Provide rewards transactions and tracking
In-app purchases
ZuntaFi
No in-app purchases
SWACU
No in-app purchases
