Comparison

PayCad vs AdCentral Pay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PayCad

Features
Read full description

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS β€’ UMEME electricity tokens and postpaid bills β€’ NWSC water bills β€’ DStv, GOtv, and StarTimes TV subscriptions PAY TAXES β€’ Uganda Revenue Authority (URA) taxes β€’ KCCA local government fees β€’ URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN β€’ 4-digit PIN protection on every transaction β€’ Firebase phone number verification β€’ All data encrypted in transit and at rest β€’ No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

About

AdCentral Pay

Read full description

AdCentral Pay is a mobile application designed to serve as a terminal for our point-of-sale (POS) system, AdCentral. This app will allow merchants to seamlessly accept payments directly on their smartphones, enhancing the flexibility and convenience of their sales operations for businesses of all sizes. AdCentral Pay aims to simplify the payment process, improve transaction efficiency, and provide a modern solution for merchants in various industries. Key Features: Seamless Integration with AdCentral Desktop POS: AdCentral Pay connects directly with your AdCentral desktop POS system, providing a synchronized sales experience. All transactions made through the mobile app are instantly reflected on your desktop, ensuring accurate and up-to-date sales data. Use AdCentral Pay as your terminal: AdCentral Pay serves as your terminal for accepting in-store payments, supporting multiple tap-to-pay technologies, including credit and debit cards, mobile wallets, and contactless wearables. With AdCentral Pay, you can ensure a fast, secure, and convenient payment experience for your customers. Ticket View: After logging in, you'll be able to see your store’s ready-to-pay tickets. Open your tickets and make total or partial payments directly within the app.

Screenshots

PayCad4 screens
AdCentral Pay4 screens

Verdict

The call

The clearest difference is update cadence: PayCad at fortnightly against AdCentral Pay's every 2 months. AdCentral Pay's advantage is iOS requirement (14.1 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayCad ships an update fortnightly, AdCentral Pay every 2 months. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard2 real differences Β· 4 level
PayCad versus AdCentral Pay: the parameters behind the verdict, then further details
ParameterPayCadAdCentral Pay
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.614.1 β€” better
Further details β€” not scored
Size4 MB92 MB
Age rating17+4+
DeveloperCode 256 Limiteddev it developers

In-app purchases

None

PayCad

No in-app purchases

None

AdCentral Pay

No in-app purchases

Questions

Is PayCad free?
PayCad is free to download, with no in-app purchases.
Is AdCentral Pay free?
AdCentral Pay is free to download, with no in-app purchases.
Do PayCad or AdCentral Pay have ads?
Neither PayCad nor AdCentral Pay shows ads.
Which is updated more often, PayCad or AdCentral Pay?
PayCad ships an update fortnightly, and AdCentral Pay every 2 months. Most recently, PayCad was updated on October 2, 2026 and AdCentral Pay on October 7, 2026.

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