Comparison

PayCad vs DBPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayCad

Features
Read full description

PayCad Uganda's Smart Payment Platform PayCad puts your entire financial life in one secure wallet. Send money instantly to anyone in Uganda, top up electricity and water, pay KCCA and URA taxes, buy bus tickets, and pay for parking all from one app. SEND MONEY INSTANTLY Transfer UGX to any PayCad user in seconds using their phone number or QR code. No delays, no paperwork. TOP UP YOUR WALLET Fund your PayCad wallet using MTN Mobile Money, Airtel Money, Visa, or Mastercard. PAY UTILITY BILLS • UMEME electricity tokens and postpaid bills • NWSC water bills • DStv, GOtv, and StarTimes TV subscriptions PAY TAXES • Uganda Revenue Authority (URA) taxes • KCCA local government fees • URSB business registration fees BUS TICKETS Search routes, compare fares, and book intercity bus tickets across Uganda. Instant e-ticket on your phone. PARKING PAYMENTS Pay for parking in Kampala and major towns without cash. Scan the zone code and go. POLICE FINES Look up and pay traffic fines by ticket number. Fast, official, and recorded. SECURE BY DESIGN • 4-digit PIN protection on every transaction • Firebase phone number verification • All data encrypted in transit and at rest • No card details stored on our servers Works on web, coming soon on WhatsApp and USSD for feature phones.

About

DBPay

Features
Read full description

Make robust global payments part of your business growth strategy. Use stable coins and national currencies for seamless and quick transactions in a hassle-free environment.

Screenshots

PayCad4 screens
DBPay4 screens

Verdict

The call

The clearest difference is update cadence: PayCad at fortnightly against DBPay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayCad ships an update fortnightly, DBPay monthly. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 5 level
PayCad versus DBPay: the parameters behind the verdict, then further details
ParameterPayCadDBPay
PriceFreeFree
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 — better
Further details — not scored
Size4 MB60 MB
Age rating17+4+
DeveloperCode 256 LimitedDB Pay Ltd

In-app purchases

None

PayCad

No in-app purchases

None

DBPay

No in-app purchases

Questions

Is PayCad free?
PayCad is free to download, with no in-app purchases.
Is DBPay free?
DBPay is free to download, with no in-app purchases.
Do PayCad or DBPay have ads?
Neither PayCad nor DBPay shows ads.
Which is updated more often, PayCad or DBPay?
PayCad ships an update fortnightly, and DBPay monthly. Most recently, PayCad was updated on October 2, 2026 and DBPay on October 7, 2026.

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