Comparison

handi.cash vs FLO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

handi.cash

Features
Read full description

handi.cash is your electronic wallet, that lets you make small electronic payments for products and services without the need to physically exchange cash for each payment Payments in handi.cash take place in a confidential manner as in traditional cash, but they are much safer thanks to the use of modern technology. Open your wallet at handi.cash by only few clicks in your mobile today and see how easy it is to exchange money with your friends. Why is it so good? * Fast - Transferred e-money instantly are moved between the wallets, the same way as you pay traditional cash. * Independent - handi.cash is a reliable e-money system, independent from banks or card operators. Pay with handi.cash 24 hours a day! No more stress that your bank is unavailable. * Instant access to the system - you do not need to provide any documents neither verify your bank account to start using handi.cash in Trial mode. You can fully benefit from the handi.cash up to the limit of 150 EUR. * Extended system of payment verification - you confirm every payment on your mobile. * Free - payments with handi.cash always will be free of charge. ** For consumers - buy and top-up your wallet at handi.cash merchants ** For business - serve customers using smartphone or integrate your online store with handi.cash. No commissions from the turnover. handi.cash is the cheapest solution for your business. Coming soon: Top up the wallet by credit card Keep updated! Regards handi.cash Team

About

FLO

Send, receive, and manage money instantly and securely. Effortlessly split bills, pay vendors, and track all your transactions in one streamlined application. Designed for speed and simplicity, it makes moving money between individuals and businesses seamless.

Highlights
  • Instant money transfers
  • Easy bill splitting
  • Pay anyone, anywhere
  • Secure payments with encryption
  • Smart transaction tracking
  • Multiple payout options
  • Business-friendly features
Features
Read full description

FLO is the smarter way to send, receive, and manage money—built for speed, security, and simplicity. Move money instantly to friends, family, or businesses with just a few taps. Split bills, pay vendors, get paid for jobs, and track every transaction in one easy-to-use app. Whether you’re paying rent, sharing expenses, or sending funds anywhere, FLO makes it effortless. Key Features Instant Transfers – Send and receive money in seconds Easy Bill Splitting – Share expenses with friends or groups Pay Anyone, Anywhere – Recipients don’t need the app Secure Payments – Bank-level security and encryption Smart Tracking – View and manage all transactions Multiple Payout Options – Direct deposit, debit card, or wallet Business Friendly – Perfect for freelancers and small businesses Modern Design – Clean, simple, and stress-free experience Why FLO? FLO is designed to be faster, simpler, and more flexible than traditional payment apps. No complicated steps. No confusion. Just a smooth, reliable way to move your money. FLO – Move Money Your Way.

Screenshots

handi.cash4 screens
FLO4 screens

Verdict

The call

The clearest difference is ads: FLO at none against handi.cash's shown. handi.cash's advantage is iOS requirement (9.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
handi.cash versus FLO: the parameters behind the verdict, then further details
Parameterhandi.cashFLO
PriceFreeFree
Rating—3.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 months—
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS9.0 — better15.1
Further details — not scored
Size40 MB185 MB
Age rating4+17+
DeveloperHandi.cash Ltd.Sidikie Kamara

In-app purchases

None

handi.cash

No in-app purchases

None

FLO

No in-app purchases

Questions

Is handi.cash free?
handi.cash is free to download, with no in-app purchases.
Is FLO free?
FLO is free to download, with no in-app purchases.
Do handi.cash or FLO have ads?
handi.cash shows ads; FLO does not.

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