Comparison

bm merchant vs Qpay Oman

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bm merchant

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

Highlights
  • Receive payments via QR code
  • Request payments using mobile number or alias
  • Accept or reject payment requests
  • Share QR code for easy payments
  • Digital wallet functionality
Features
Read full description

BM merchant is a digital wallet that allows you to receive or request payments from consumers who are registered to any banks mobile payments services. An option of either using the consumer’s mobile number, alias, scanning yours or the consumers QR code is provided to make payments easier. Our features: Collect Payments-Allows you to receive payments from consumer by generating a QR code that will be scanned by the consumer with the bill amount already set. Initiate Payments-An option is also provided for you to request a payment from the consumer using their mobile number, alias, and scanning their QR, wherein the consumer has an option to accept or reject the payment. The merchant has an option to share their QR code to the consumer, which enables them to scan and make the payments through the application, anywhere.

About

Qpay Oman

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

Highlights
  • 0% interest installment plans
  • Browse stores and merchants
  • Manage payments and plans
  • Reschedule payments
  • Track available credit
  • Enforcement payments
Features
Read full description

Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!

Screenshots

bm merchant4 screens
Qpay Oman4 screens

Verdict

The call

The clearest difference is iOS requirement: bm merchant at 12.0 against Qpay Oman's 15.6. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 17, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 9 level
bm merchant versus Qpay Oman: the parameters behind the verdict, then further details
Parameterbm merchantQpay Oman
PriceFreeFree
Rating—1.5 (21 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings—21 — better
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size7 MB400 MB
Age rating4+17+
DeveloperBankMuscatFintech Solutions

Customer experience

bm merchant

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Qpay Oman

All ratings17 ratings
Positive11.8%
Neutral5.9%
Negative82.4%
Written reviews15 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

bm merchant

No in-app purchases

None

Qpay Oman

No in-app purchases

Questions

Is bm merchant free?
bm merchant is free to download, with no in-app purchases.
Is Qpay Oman free?
Qpay Oman is free to download, with no in-app purchases.
Do bm merchant or Qpay Oman have ads?
Neither bm merchant nor Qpay Oman shows ads.
Which is updated more often, bm merchant or Qpay Oman?
bm merchant ships an update every 4 months, and Qpay Oman every 4 months. Most recently, bm merchant was updated on October 17, 2026 and Qpay Oman on October 21, 2026.

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