Comparison

Dubai First vs YUSR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dubai First

Manage your credit card with ease through a mobile-first digital experience. Track spending, view rewards, access statements, and control your card with instant updates and security features. Apply for a new card in minutes with a seamless, paperless onboarding process.

Highlights
  • Digital onboarding
  • Transaction tracking
  • Rewards management
  • Card bill payment
  • Instant transaction updates
  • Card activation and PIN setup
  • Freeze/unfreeze card
Features
Read full description

SEAMLESS DIGITAL ONBOARDING JOURNEY Dubai First offers a mobile-first experience, now with a seamless digital onboarding journey. No in-person meetings. No paperwork. Just your mobile and Emirates ID. Download the app and apply in less than two minutes. Apply today through the app and get exciting welcome offers. For the latest offers, visit dubaifirst.com. MOBILE BANKING FOR SEAMLESS EXPERIENCE Track spending, view rewards, access monthly statements, and enjoy many other features available only in the App. Digital Onboarding Journey Dubai First offers a mobile-first experience, now with a seamless digital onboarding journey. No in-person meetings. No paperwork. Just your mobile and Emirates ID. Download the app and apply in less than two minutes. Card Management • Instant updates on your transactions. • View your digital card • Review of purchases by category. • Easy check of available spending limit. • Monthly statements in the App. Rewards At A Glance • Real-time update of Cashback earnings • Up-to-date information on your rewards. • Instant redemption of Cashback. Card Services • Card bill payment directly from the App. • Application for supplementary card • Instant conversion of transactions into installments. • Instant booking of Balance Transfer and Quick Cash. • Payment plans progress overview In-App Control & Security • In-app card activation • instant PIN setup/ change • Freeze and unfreeze card function • Login with biometrics for extra security. To enjoy Dubai First Mobile App, you must be an existing Dubai First customer. Apply for your Dubai First Card today WARNING If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.

About

YUSR

This app allows users to pay for essential services like car repairs, dental treatments, and vet visits in easy, interest-free installments. Get instant approval and split payments over 3 or 6 months with a growing network of trusted providers.

Highlights
  • Interest-free installment plans
  • Instant approval
  • Split payments over 3 or 6 months
  • Pay for auto repair, dental, vet services
  • Transparent payment schedule
  • Growing network of providers
Features
Read full description

Yusr helps you pay for life's essential services in easy installments — with 0% interest plans and instant approval. Unexpected car repair? Dental treatment? Vet visit? Don't let a large bill disrupt your budget. With Yusr, you pay over time while the service provider gets paid right away — no waiting, no hassle. HOW IT WORKS Choose a Yusr partner merchant — auto service, dental clinic, vet, home maintenance and more. Apply in the app in about 2 minutes. Get an instant decision. Pay a small down payment and split the rest over 3 or 6 months. WHY YUSR • 0% interest plans — pay only the price of the service • Instant approval decision, fully online • Flexible terms: 3 or 6 months • Transparent schedule — see every payment upfront, no hidden fees • Growing network of trusted service providers across the UAE WHAT YOU CAN PAY FOR Auto repair and car service, dental care, veterinary services, beauty and wellness, home maintenance — and more categories coming soon. Yusr is operated by Yusr Tech Forfaiting L.L.C, Dubai, UAE. Questions? Reach us at https://yusr.ae

Screenshots

Dubai First4 screens
YUSR4 screens

Verdict

The call

The clearest difference is ads: YUSR at none against Dubai First's shown. YUSR also leads on update cadence (every 2 days vs every 3 weeks) and rating (5.0 vs 4.6). Dubai First's advantage is ratings volume (412 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

YUSR holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Dubai First has 412 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Dubai First ships an update every 3 weeks, YUSR every 2 days. The most recent releases landed on October 7, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
Dubai First versus YUSR: the parameters behind the verdict, then further details
ParameterDubai FirstYUSR
PriceFreeFree
Rating4.6 (412 ratings)5.0 (1 ratings) — better
Positive reviews21.1% of reviews—
Number of ratings412 — better1
Update frequencyEvery 3 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size344 MB99 MB
Age rating4+17+
DeveloperFirst Abu Dhabi BankYUSR TECH FORFAITING L.L.C S.O.C

Customer experience

Dubai First

All ratings412 ratings
Positive91.0%
Neutral2.4%
Negative6.6%
Written reviews38 reviews
Positive21.1%
Neutral10.5%
Negative68.4%

YUSR

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Dubai First

Reported bugs

31 issues
  • Push notifications not working
  • App freezing or very slow
  • App freezing when trying to open
  • App asks to scan EID and card every time
  • App asks for credentials repeatedly
Show 26 more
  • App unrecognisable as new device requiring verification
  • App needs updating every time it's used
  • Buggy update causing new device detection
  • Constant login bugs and failures
  • App timeout too short
  • App has many bugs
  • Cannot pay credit card bill through debit card from another bank
  • Rewards not available most of the time
  • App is basic compared to other banks
  • Terms changed from free for life to annual paid
  • Incorrect balance shown
  • Hidden amounts not visible until statement
  • Cannot pay with foreign debit cards
  • App not working after update
  • Horrible, amateur, and lousy app
  • Login is a pain, messages have errors
  • Cannot access statements
  • Impossible to use service properly
  • App not signing in
  • Cannot see statement on web
  • Zero access to credit card statement
  • Very poorly designed and tested
  • Online website no longer exists
  • Many options log the user out
  • Password creation and login character mismatch
  • No option to view older statements

Requested features

7 requests
  • Spread update releases
  • Test app properly before releasing updates
  • Fix constant login bugs and failures
  • Increase app timeout duration
  • Allow payment of utility bills
Show 2 more
  • Allow payment with foreign debit cards
  • Bring back the online website

YUSR

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Dubai First

No in-app purchases

None

YUSR

No in-app purchases

Questions

Is Dubai First free?
Dubai First is free to download, with no in-app purchases.
Is YUSR free?
YUSR is free to download, with no in-app purchases.
Which has better reviews, Dubai First or YUSR?
YUSR is rated higher. Dubai First averages 4.6 out of 5 from 412 ratings, while YUSR averages 5.0 from 1 ratings.
Do Dubai First or YUSR have ads?
Dubai First shows ads; YUSR does not.
Which is updated more often, Dubai First or YUSR?
Dubai First ships an update every 3 weeks, and YUSR every 2 days. Most recently, Dubai First was updated on October 7, 2026 and YUSR on October 11, 2026.

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