LendingPoint vs eLoanWarehouse
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendingPoint
Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.
- Check personal loan rates
- Manage existing loans
- Make loan payments
- Update personal information
- Track financial goals
- Hassle-free account management
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Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $50,000, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 by LendingPoint over a period of 48 months that has an APR of 24.99% with an origination fee of 10% may have a payment of $331.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. If the origination fee is added to the financed amount, interest is charged on the full principal amount. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.
eLoanWarehouse
Manage your existing loan account, make payments, and access your credit information through a convenient mobile interface. This application provides quick access to your financial details on the go.
- Manage existing loan accounts
- Make loan payments
- Access credit information
- Quick cash advance access
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eLoanWarehouse mobile app allows you to, 1- Manage your existing account 2- Make payments 3- Access your Credit
Screenshots
Verdict
The clearest difference is review sentiment: LendingPoint at 62% against eLoanWarehouse's 0%. LendingPoint also leads on rating (4.8 vs 2.5) and ratings volume (3.2K vs 20). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LendingPoint holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 62% of LendingPoint's written reviews are positive against 0% of eLoanWarehouse's.
LendingPoint ships an update fortnightly, eLoanWarehouse every 2 months. Both last shipped on November 3, 2026.
| Parameter | LendingPoint | eLoanWarehouse |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) — better | 2.5 (20 ratings) |
| Positive reviews | 62.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 3.2K — better | 20 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 36 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | LendingPoint LLC | LCO Financial Services |
Customer experience
LendingPoint
eLoanWarehouse
Bugs and requests
LendingPoint
Reported bugs
3 issues- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality
Requested features
3 requests- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details
eLoanWarehouse
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LendingPoint
No in-app purchases
eLoanWarehouse
No in-app purchases
Questions
Is LendingPoint free?
Is eLoanWarehouse free?
Which has better reviews, LendingPoint or eLoanWarehouse?
Do LendingPoint or eLoanWarehouse have ads?
Which is updated more often, LendingPoint or eLoanWarehouse?
Other comparisons
