Mashreq Token Egypt vs Klivvr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mashreq Token Egypt
Generate one-time passwords for secure online and mobile banking transactions, including third-party authorizations and utility payments. This application enhances the security of your banking activities with a simple activation process.
- Generate one-time passwords (OTP)
- Authorize third-party transactions
- Secure Fawry utility payments
- Enhance online banking security
- Secure mobile banking transactions
- Easy activation process
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Mashreq Token Egypt application allows you to generate a one-time password that is needed to authorize 3rd party transactions and Fawry utilities payments on Mashreq Egypt Online & Mobile banking,. After downloading and activating the application, all your online and mobile banking transactions are secured. Four easy steps to activate and start generating your one-time password (OTP): • Download Mashreq Token Egypt • Register through Online Banking • Follow the activation steps • Now you can generate one-time password (OTP) "تطبيق Mashreq token Egyptيتيح لك إصدار رمز الأمان و ذلك لإتمام جميع المعاملات البنكية و دفع فواتيرك عن طريق الإنترنت و الموبيل البنكي الخاصة ببنك المشرق – مصر. بعد تحميل التطبيق و التسجيل كل معاملاتك البنكية ستكون آمنه. أربع خطوات سهلة للتسجيل و إصدار رمز الأمان: • قم بتحميل تطبيق Mashreq Token Egypt • قم بالتسجيل عن طريق خدمة الإنترنت البنكي • إتبع خطوات تفعيل التطبيق • الآن يمكنك إصدار رمز الأمان
Klivvr
Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.
- Buy now, pay later with flexible installments
- Family Plan with up to 4 extra cards
- Real-time transaction tracking
- Earn and redeem K Points for cash
- Spending challenges and gamification
- Exclusive offers and discounts
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Screenshots
Verdict
The clearest difference is rating: Klivvr at 3.7 against Mashreq Token Egypt's 2.0. Klivvr also leads on review sentiment (32% vs 0%) and update cadence (every 10 days vs every 4 months). Mashreq Token Egypt's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Klivvr holds the better App Store score, 3.7 against 2.0. That said, the two scores are not equally well evidenced: Klivvr has 53 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Mashreq Token Egypt's written reviews are positive against 32% of Klivvr's.
Mashreq Token Egypt ships an update every 4 months, Klivvr every 10 days. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.
| Parameter | Mashreq Token Egypt | Klivvr |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 3.7 (53 ratings) — better |
| Positive reviews | 0.0% of reviews | 31.8% of reviews — better |
| Number of ratings | 4 | 53 — better |
| Update frequency | Every 4 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 48 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | Mashreq Bank PSC | Klivvr |
Customer experience
Mashreq Token Egypt
Klivvr
In-app purchases
Mashreq Token Egypt
No in-app purchases
Klivvr
No in-app purchases
