Comparison

Extra vs Maisha

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extra

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Highlights
  • Build credit without a credit card
  • Earn reward points on purchases
  • No credit check required for application
  • Track purchases and spending
  • Exclusive app content and giveaways
  • Easy card management
Features
Read full description

Your best life starts with better credit. Swipe the Extra Debit Card daily to help track your purchases, build credit*, and earn reward points* on every purchase. • Less than 15 minute to apply ▪ No credit check required ▪ Earn up to 1% back in reward points* ▪ Get the best looking debit card ever ▪ Check out our plans and apply online on our website. HOW IT WORKS ▪ Sign up by connecting your bank account* and get a spending limit based on your bank balance* with no credit check. ▪ When you swipe your Extra Debit Card, we spot you for that purchase and automatically pay ourselves back. ▪ At the end of the month, we total up all of your transactions and report them to credit bureaus as credit-worthy payments. DOWNLOAD THE NEW AND IMPROVED APP You'll unlock: ▪ Exclusive content to help you make sense of credit ▪ Access to the Rewards Store ▪ Giveaways for MacBooks, PS5s, gas cards, and more. ▪ Easy card management ▪ More FOMO-inducing features coming soon BETTER CREDIT CAN HELP YOU ▪ Qualify for an apartment ▪ Buy a home ▪ Get a better interest rate on a car **Pricing and rewards availability will vary depending on plan and term selected. *Impact on your credit score may vary depending on your use. Extra is required to report both on time and late payments, which may negatively impact your credit score. Advertised credit claims are typical results for customers who use Extra as recommended and are based on a study using data from Experian. To learn more, visit extra.app/study. ¹The Aligned Company d/b/a Extra ("Extra") is a technology company, not a bank. The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. This Card can be used everywhere Debit Mastercard is accepted. Rewards points only available with rewards plan. Membership fees apply. Please refer to our Terms of Service and Cardholder Agreement for additional details. ²Increases or specific changes to your credit score are not guaranteed. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau's determination of your credit score either positively or negatively. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Extra and related services will not remove negative credit history from your credit report. ³To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra's services ("Partner Account"). If your Partner Account is disconnected from Extra services for any reason, you will not be able to use your Extra Debit Card. Within 30 days of the date of each transaction made using your Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from your Partner Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3 business days after initiation by Extra or 14 days after your transaction depending on repayment program selected. This communication is for informational purposes only and should not be considered financial advice. THIS IS A LOAN SOLICITATION ONLY. THE ALIGNED COMPANY IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

About

Maisha

Features
Read full description

Maisha Cash makes sending money to Senegal simple, secure, and affordable. Whether you're supporting family or friends, our app ensures your funds reach their destination quickly and safely. With Maisha Cash, you can: Send Money to Senegal: Transfer funds to bank accounts, mobile wallets Competitive Rates & Low Fees: Benefit from great exchange rates and transparent, low-cost fees with no surprises. Fast & Reliable Transfers: Most transfers are completed in minutes, with real-time updates so you and your recipient know exactly when funds arrive. User-Friendly Experience: Our intuitive interface makes sending money a breeze-just a few taps to complete your transfer. Support: Have questions? Our dedicated support team is available around the clock via our Help Center or direct contact. Download now and start sending money to your loved ones today!

Screenshots

Extra4 screens
Maisha4 screens

Verdict

The call

The clearest difference is ads: Maisha at none against Extra's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Extra versus Maisha: the parameters behind the verdict, then further details
ParameterExtraMaisha
PriceFreeFree
Rating4.6 (9.5K ratings) — better—
Positive reviews63.4% of reviews—
Number of ratings9.5K — better—
Update frequencyMonthly—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size90 MB25 MB
Age rating4+4+
DeveloperThe Aligned CompanyGROUPE FINANCIER SALANE INC

Bugs and requests

Extra

Reported bugs

2 issues
  • Rewards page bugs and issues
  • Inconsistent spend power limits and increases

Requested features

3 requests
  • Reporting to all three major credit bureaus
  • Ability to cash out reward points
  • Faster bank account syncing and balance updates

Maisha

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Extra

No in-app purchases

None

Maisha

No in-app purchases

Questions

Is Extra free?
Extra is free to download, with no in-app purchases.
Is Maisha free?
Maisha is free to download, with no in-app purchases.
Do Extra or Maisha have ads?
Extra shows ads; Maisha does not.

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