Comparison

Mintos vs Centy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintos

Build and diversify your investment portfolio across various asset classes like loans, bonds, real estate, ETFs, and money market funds. Start investing with as little as €50 and earn regular returns. This regulated platform offers accessible and low-cost investing for all experience levels.

Highlights
  • Diversified asset classes
  • Invest from €50
  • Low-cost investing
  • Regulated and licensed
  • Secondary market access
  • Portfolio management technology
Features
Read full description

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

About

Centy

Features
Read full description

Centy – Dein smarter Finanzplaner Behalte deine Ausgaben im Blick und verwalte deine Kosten einfach und übersichtlich. Mit Centy kannst du: • Ausgaben nach Kategorien sortieren • monatliche, jährliche und einmalige Kosten erfassen • Ratenzahlungen erfassen • deine Ausgaben visuell im Diagramm darstellen • eigene Kategorien anlegen und farblich anpassen Centy hilft dir, deine Finanzen unter Kontrolle zu halten – einfach, klar und jederzeit verfügbar.

Screenshots

Mintos4 screens
Centy4 screens

Verdict

The call

The clearest difference is in-app purchases: Mintos at none against Centy's 1. Mintos also leads on update cadence (weekly vs every 2 weeks) and iOS requirement (16.4 vs 18.4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Centy sells 1 one-off in-app purchase. Mintos asks for nothing beyond the download.

UpkeepUpdate frequency

Mintos ships an update weekly, Centy every 2 weeks. The most recent releases landed on October 7, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
Mintos versus Centy: the parameters behind the verdict, then further details
ParameterMintosCenty
PriceFreeFree
Rating4.0 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better18.4
Further details — not scored
Size81 MB50 MB
Age rating4+4+
DeveloperAS Mintos MarketplaceMirco Muckenhirn

In-app purchases

None

Mintos

No in-app purchases

1 purchases

Centy

One-time1
  • Centy Premium$8.99

Questions

Is Mintos free?
Mintos is free to download, with no in-app purchases.
Is Centy free?
Centy is free to download, with in-app purchases available.
Do Mintos or Centy have ads?
Neither Mintos nor Centy shows ads.
Which is updated more often, Mintos or Centy?
Mintos ships an update weekly, and Centy every 2 weeks. Most recently, Mintos was updated on October 7, 2026 and Centy on September 30, 2026.

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