Comparison

Go & Grow vs Centy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Go & Grow

Effortlessly grow your money with daily returns of up to 6% p.a. Set financial goals, diversify investments, and access your funds anytime. Start building wealth with just €1.

Highlights
  • Earn up to 6% p.a. with daily returns
  • Start with as little as €1
  • Diversify across loan fractions
  • Automated wealth building
  • Create and manage financial goals
  • Flexible access to funds
Features
Read full description

Grow money your way – earn up to 6%* p.a. with daily returns and have the flexibility to withdraw your money whenever you need it*. Trusted by over 500,000 customers across Europe, with more than €2B invested since 2008. Go & Grow is a simple, automated way to start growing your money. —Simple, effortless wealth building— - Start with just €1 and put your money to work consistently, regardless of your budget. - Earn up to 6%* p.a. with returns added to your balance daily. - Diversify across a portfolio of over 650,000 loan fractions, designed to support consistent performance. - Fully automated and easy to use. A simple way to work toward your financial goals on your terms. —Manage your money with Goals— - Create goals to stay organized, whether you’re saving for a trip, building an emergency fund, or planning what matters most. - Stay flexible with everything in one place. Move and split your funds between goals with ease. - Keep earning up to 6%* p.a. on your total balance, no matter how you divide your goals or how many you create. - Track your progress and see how your balance is growing based on the goals you set. —18+ years of proven experience— - A proven track record of more than €2B invested and over €179M in returns paid out since 2008. - Trusted by over 500,000 customers across Europe as a simple alternative for growing your money. - Positively rated across more than 7,000 Trustpilot reviews, showing the trust of our community. —In the app you can— - Manage your Go & Grow balance 24/7 with a clear and transparent overview that puts you in charge of your financial journey. - Watch your daily returns roll in, and see exactly how your money is working for you. - Move or split your funds between goals anytime to match your priorities. - Access your money whenever you need it, and withdraw at any time* for a flat €1 fee. —Earn rewards together— - Invite a friend to Go & Grow and you both receive a reward to help grow toward your financial goals. Capital at Risk. Go & Grow, provided by Go&Grow OÜ. Potential yields up to 6% p.a. Risks are associated with the service, including potential loss of capital. Past performance does not guarantee future outcomes. Liquidity limits or partial payouts may apply. Review terms at Goandgrow.eu and consult a financial advisor if necessary.

About

Centy

Features
Read full description

Centy – Dein smarter Finanzplaner Behalte deine Ausgaben im Blick und verwalte deine Kosten einfach und übersichtlich. Mit Centy kannst du: • Ausgaben nach Kategorien sortieren • monatliche, jährliche und einmalige Kosten erfassen • Ratenzahlungen erfassen • deine Ausgaben visuell im Diagramm darstellen • eigene Kategorien anlegen und farblich anpassen Centy hilft dir, deine Finanzen unter Kontrolle zu halten – einfach, klar und jederzeit verfügbar.

Screenshots

Go & Grow3 screens
Centy4 screens

Verdict

The call

The clearest difference is in-app purchases: Go & Grow at none against Centy's 1. Go & Grow also leads on iOS requirement (15.0 vs 18.4). Centy's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Centy sells 1 one-off in-app purchase. Go & Grow asks for nothing beyond the download.

UpkeepUpdate frequency

Go & Grow ships an update every 2 months, Centy every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Go & Grow versus Centy: the parameters behind the verdict, then further details
ParameterGo & GrowCenty
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews32.8% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size81 MB50 MB
Age rating4+4+
DeveloperGo&Grow OUMirco Muckenhirn

In-app purchases

None

Go & Grow

No in-app purchases

1 purchases

Centy

One-time1
  • Centy Premium$8.99

Questions

Is Go & Grow free?
Go & Grow is free to download, with no in-app purchases.
Is Centy free?
Centy is free to download, with in-app purchases available.
Do Go & Grow or Centy have ads?
Neither Go & Grow nor Centy shows ads.
Which is updated more often, Go & Grow or Centy?
Go & Grow ships an update every 2 months, and Centy every 2 weeks. Most recently, Go & Grow was updated on November 3, 2026 and Centy on October 30, 2026.

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