Comparison

Telcell Business vs acba digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Telcell Business

This app helps businesses grow by enabling them to sell products and services to a wide user base. It facilitates online and QR code payments, provides sales insights, and allows for quick fund withdrawal to company bank accounts.

Highlights
  • Accept online payments
  • Accept QR code payments
  • View sales history
  • Track transactions
  • Withdraw funds to bank account
  • Register business
Features
Read full description

Telcell Business is the solution for the growth of your business! It’s simple, convenient and cost effective. Few steps, and you’re our partner: - download the app and register your business, - go through simple and convenient registration. Open up new opportunities: - sell your products and services to Telcell Wallet users, - accept online payments, - accept QR code payments, - get tips, - view the history of sales, transactions and deals, - quickly withdraw the funds to the bank account of your company. We are waiting for you, download the app now! If you already use Telcell Business and have something to share, leave feedback here or send it to the e-mail address 10xbusiness@telcell.am․ Your suggestions will help us make the app even better!

About

acba digital

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

Highlights
  • Online onboarding and registration
  • Biometric login (fingerprint/facial recognition)
  • Account balance and transaction viewing
  • Money transfers and bill payments
  • Loan, savings, and card applications
  • Digital card issuance and payments
  • Investment and insurance purchases
Features
Read full description

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

Screenshots

Telcell Business4 screens
acba digital4 screens

Verdict

The call

The clearest difference is rating: Telcell Business at 5.0 against acba digital's 4.3. Telcell Business also leads on iOS requirement (11.0 vs 15.0). acba digital's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (63 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Telcell Business holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: acba digital has 63 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Telcell Business ships an update every 3 months, acba digital fortnightly. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Telcell Business versus acba digital: the parameters behind the verdict, then further details
ParameterTelcell Businessacba digital
PriceFreeFree
Rating5.0 (2 ratings) — better4.3 (63 ratings)
Positive reviews—43.9% of reviews
Number of ratings263 — better
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size58 MB202 MB
Age rating17+4+
DeveloperTelcell CJSCACBA BANK OJSC

Customer experience

Telcell Business

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

acba digital

All ratings63 ratings
Positive84.1%
Neutral1.6%
Negative14.3%
Written reviews41 reviews
Positive43.9%
Neutral12.2%
Negative43.9%

In-app purchases

None

Telcell Business

No in-app purchases

None

acba digital

No in-app purchases

Questions

Is Telcell Business free?
Telcell Business is free to download, with no in-app purchases.
Is acba digital free?
acba digital is free to download, with no in-app purchases.
Which has better reviews, Telcell Business or acba digital?
Telcell Business is rated higher. Telcell Business averages 5.0 out of 5 from 2 ratings, while acba digital averages 4.3 from 63 ratings.
Do Telcell Business or acba digital have ads?
Neither Telcell Business nor acba digital shows ads.
Which is updated more often, Telcell Business or acba digital?
Telcell Business ships an update every 3 months, and acba digital fortnightly. Most recently, Telcell Business was updated on October 23, 2026 and acba digital on October 25, 2026.

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