PaySimply vs Necessary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaySimply
This app offers a fast and secure way to pay over 11,000 types of taxes and bills without account setup. It provides flexible payment options and reminders to help users avoid missing due dates.
- Pay over 11,000 tax and bill types
- Set payment reminders
- Save information for repeat payments
- Flexible payment options (credit, debit, e-Transfer)
- Secure payment processing
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No account setup. No technical hassle. Just fast, secure payments. Pay 11,000+ types of taxes and bills, including: Taxes • CRA (personal & business) • Provincial and municipal taxes Education • Tuition and school fees • Other student-related payments Utilities & services • Electricity, water, and gas • Waste and recycling • Other municipal services and fines Key features: • Never miss a due date – Set reminders and get notified before payments are due • Pay faster next time – Save your information securely for repeat payments • Flexible payment options – Use credit, debit, INTERAC e-Transfer®, or pay in-person • Trusted by Canadians – Over $2 billion processed securely About Payment Source Payment Source is a trusted Canadian payments provider offering alternative ways to pay taxes and bills. We’re proud to be 100% Canadian-owned, serving communities across the country with secure, easy-to-use solutions. Learn more at paymentsource.ca
Necessary
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Necessary helps you understand everyday household spending without forcing every dollar into an envelope. Add the money available for each pay period, record your purchases, and quickly decide whether each transaction was necessary, not necessary, or should be excluded. Necessary keeps the amount you could have saved visible, helping your household reduce impulse spending while leaving planned purchases out of the way.
Screenshots
Verdict
The clearest difference is update cadence: Necessary at every 2 days against PaySimply's fortnightly. PaySimply's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PaySimply ships an update fortnightly, Necessary every 2 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | PaySimply | Necessary |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (37 ratings) — better | — |
| Positive reviews | 52.4% of reviews | — |
| Number of ratings | 37 — better | — |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 49 MB | 69 MB |
| Age rating | 4+ | 12+ |
| Developer | Payment Source Inc. | Andrew Hildebrand |
In-app purchases
PaySimply
No in-app purchases
Necessary
No in-app purchases






