Comparison

PaySimply vs Necessary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySimply

This app offers a fast and secure way to pay over 11,000 types of taxes and bills without account setup. It provides flexible payment options and reminders to help users avoid missing due dates.

Highlights
  • Pay over 11,000 tax and bill types
  • Set payment reminders
  • Save information for repeat payments
  • Flexible payment options (credit, debit, e-Transfer)
  • Secure payment processing
Read full description

No account setup. No technical hassle. Just fast, secure payments. Pay 11,000+ types of taxes and bills, including: Taxes • CRA (personal & business) • Provincial and municipal taxes Education • Tuition and school fees • Other student-related payments Utilities & services • Electricity, water, and gas • Waste and recycling • Other municipal services and fines Key features: • Never miss a due date – Set reminders and get notified before payments are due • Pay faster next time – Save your information securely for repeat payments • Flexible payment options – Use credit, debit, INTERAC e-Transfer®, or pay in-person • Trusted by Canadians – Over $2 billion processed securely About Payment Source Payment Source is a trusted Canadian payments provider offering alternative ways to pay taxes and bills. We’re proud to be 100% Canadian-owned, serving communities across the country with secure, easy-to-use solutions. Learn more at paymentsource.ca

About

Necessary

Read full description

Necessary helps you understand everyday household spending without forcing every dollar into an envelope. Add the money available for each pay period, record your purchases, and quickly decide whether each transaction was necessary, not necessary, or should be excluded. Necessary keeps the amount you could have saved visible, helping your household reduce impulse spending while leaving planned purchases out of the way.

Screenshots

PaySimply3 screens
Necessary4 screens

Verdict

The call

The clearest difference is update cadence: Necessary at every 2 days against PaySimply's fortnightly. PaySimply's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PaySimply ships an update fortnightly, Necessary every 2 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
PaySimply versus Necessary: the parameters behind the verdict, then further details
ParameterPaySimplyNecessary
PriceFreeFree
Rating4.9 (37 ratings) — better—
Positive reviews52.4% of reviews—
Number of ratings37 — better—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size49 MB69 MB
Age rating4+12+
DeveloperPayment Source Inc.Andrew Hildebrand

In-app purchases

None

PaySimply

No in-app purchases

None

Necessary

No in-app purchases

Questions

Is PaySimply free?
PaySimply is free to download, with no in-app purchases.
Is Necessary free?
Necessary is free to download, with no in-app purchases.
Do PaySimply or Necessary have ads?
Neither PaySimply nor Necessary shows ads.
Which is updated more often, PaySimply or Necessary?
PaySimply ships an update fortnightly, and Necessary every 2 days. Most recently, PaySimply was updated on November 7, 2026 and Necessary on October 31, 2026.

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