Ailo vs Kepto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ailo
This platform connects property investors and renters with their property managers, offering enhanced transparency and control. It facilitates faster rent payments, expense tracking, and direct communication for efficient property management.
- 24/7 fund access for investors
- Instant rent payment visibility
- Direct communication with property managers
- Faster repair reporting for renters
- Multiple payment options
- Paperless inspection tools
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You deserve a great property manager. And great property managers use the Ailo platform to give their property investors and renters unprecedented transparency, more control, and better choices. The Ailo app was designed to help property investors and renters stay even more connected with their rental property – and their property manager! **WHY PROPERTY INVESTORS LOVE AILO** PAY OFF YOUR MORTGAGE SOONER * Direct access to your funds 24/7 * See the moment rent is paid, even before it’s cleared by the banks * Instantly transfer available funds to your bank account, instead of waiting until end-of-month (using New Payments Platform technology) so you can pay off your mortgage sooner 24/7 VISIBILITY, ON-DEMAND ACCESS * Instant access to all of your real-time balances, statements, bills, and inspection reports * See upcoming bills and expenses, so there's no end-of-month surprises * A direct line to your property manager via Messages, so you can collaborate and problem solve faster and minimise vacancy rates MORE & BETTER INVESTOR CHOICES * Set your cash flow preferences, including when and where your funds are deposited, and how bills are paid * Nominate how you want to balance income, expenses and reporting across your property portfolio * Choose to pay your bills via credit card, debit card, direct debit or with rental income, and it will all appear on your EOFY statement at tax time **WHY RENTERS LOVE AILO** REPORT & RESOLVE REPAIRS FASTER * Get a direct line to your property manager via Messages * We measure your property manager’s response times to your messages to help them improve their service UNLOCK MORE FAST, SECURE PAYMENT OPTIONS * Unlock more payment methods in addition to other options offered by your property manager, including direct debit, debit card, credit card, and Centrepay. * Easily split rent with housemates SEAMLESS, PAPERLESS INSPECTIONS * Collaborate with your housemates and share the load on the inspection * Add your own time-stamped photos, notes and electronic signature directly in your app MORE VISIBILITY INTO WHAT’S GOING ON * Always know when your next rent payment is due and how much you owe * See a log of all your past rent payments, bills, and messages to your property manager
Kepto
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Kepto is a privacy first warranty and receipt tracker. Scan a receipt and Kepto reads the store, date, price and GST. File everything in one place. Get a calm notification a few weeks before each warranty ends, so you never miss a claim window. On iPhone 15 Pro and newer with Apple Intelligence on, Smart Scan uses Apple's on device Foundation Models for sharper extraction. The receipt is read right on your phone and never sent to a server. On other devices Kepto uses standard on device scanning. Made for people who keep proof: shoppers, renters, homeowners, anyone who has ever needed an old receipt for an insurance claim or a faulty product return. No accounts, no ads, no analytics, and no servers of our own. iCloud Sync is on by default and moves your receipts only between your own devices through your private iCloud account, never to us or anyone else. Turn it off any time to keep everything strictly on device. Manual backup lets you save every receipt and photo to a single file, so a reinstall, a new phone or just peace of mind is one tap away. Supports 150+ currencies, with USD, EUR, GBP, AUD, INR, NPR and JPY pinned at the top. FREE - File up to 25 receipts - Photo on the first 5 receipts - Warranty reminders and a monthly check in - Tax and GST tracking on every purchase - Manual backup and restore to a single file - All themes and paper styles, light and dark - Spotlight search and a Home Screen widget - Share any single receipt as a PDF for insurance or returns PREMIUM (one time purchase, yours forever) - Unlimited receipts - Photo on every receipt - PDF and CSV export of your whole archive - Date range export for any window you choose - Service reminders for the things you want to keep on top of - Advanced stats: spend by category, year on year, warranty health - Custom categories with your own name and icon Made in Sydney by Retriever Labs. Questions? kepto.com.au/support
Screenshots
Verdict
The clearest difference is in-app purchases: Ailo at none against Kepto's 1. Ailo also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kepto sells 1 one-off in-app purchase. Ailo asks for nothing beyond the download.
Ailo ships an update every 2 weeks, Kepto weekly. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.
| Parameter | Ailo | Kepto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (33 ratings) — better | — |
| Positive reviews | 6.9% of reviews | — |
| Number of ratings | 33 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 84 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Ailo Pty Ltd | Rohan Bhaju |
Bugs and requests
Ailo
Reported bugs
3 issues- Incorrect rent calculations and payment status
- Unreliable notifications
- Compatibility issues with older devices
Requested features
4 requests- Ability to save payment details without fees
- Faster payment processing
- Clearer communication of fees and policies
- Option to pay rent directly without using the app
Kepto
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ailo
No in-app purchases
Kepto
- Kepto Premium$4.99









