Comparison

GTE Mobile vs Restart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GTE Mobile

Manage your finances with this banking app. It offers features like adding cards to digital wallets, instant card control, and secure money transfers. You can also deposit checks, pay bills, and manage rewards.

Highlights
  • Add cards to Apple Pay
  • Turn card on/off instantly
  • Send/receive money with Zelle
  • Deposit checks by photo
  • Manage transaction alerts
  • Redeem rewards
  • Generate new cards instantly
Features
Read full description

GTE Mobile seamlessly integrates your cards, payments and money management into an innovative experience, so banking is ultra-convenient, simple and fast. Awesome Features: • Add Cards to Apple Pay • Text Banking • Turn your card on and off instantly • Instantly add your card to your virtual wallet • Use Zelle to send and receive money • Customize your debit and credit card transaction alerts and preferences • Pay friends and family instantly • Redeem and manage your points and rewards • Pay bills, transfer money and take a picture to deposit your checks • Pay your credit card, home or auto loan • View balances, activity and transaction details • Utilize Face ID for quick and secure login • Find the nearest Free ATM—30,000+ throughout the country • See GTE Locations, Contact Info and start a Live Chat GTE Mobile also makes it super easy to replace and use a new credit card or debit card in seconds. Lost, stolen, damaged or fraud—you no longer have to call, visit a location, or wait for a new card to be mailed. Securely self-serve and generate a brand-new card all within the GTE Mobile App. And, the best part is, you can start using your card immediately. This is not a temporary card—the card created in the app will be identical to your new physical card that you can have mailed, expedited mailed or pick up at a location. Federally Insured by NCUA. Equal Housing Lender.

About

Restart

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

Highlights
  • Fee-free checking account
  • Visa debit card
  • Social impact donations
  • Early direct deposit
  • Mobile check deposit
  • Multi-language support
  • ATM withdrawals
Features
Read full description

Bank with Purpose. Make a social impact with every swipe at no cost to you. Open a fee-free account with competitive features and multi-language support. SOCIAL IMPACT BANKING With other banks, you’re a number. With Re:start, you're a giver. With your every swipe, until the end of 2022, we donate 100% of our net profit to Liberty Ukraine Foundation, at no additional cost to you. Through many small (trans)actions, you can make a large impact. See your monthly and all-time social impact in the app. FEE-FREE BANKING Re:start is a digital bank without fees imposed by traditional banks. Our fee-free app, checking accounts, and Visa® debit cards mean no maintenance fees or minimum balances. APP FEATURES - Access your fee-free checking account and Visa® debit card. - View the social impact of your swipes. - Deposit checks with a photo. - Withdraw cash fee-free at over 30,000 ATMs nationwide. - Secure your paycheck 2 days early with direct deposit. - Track your account balance with detailed insights on charges and income. - Lock and unlock your Visa® debit card instantly. - View the app in English, Russian, Polish, Ukrainian, Armenian, Czech, Belarusian, and Persian. Visit restartbank.com/faq for terms and conditions.

Screenshots

GTE Mobile4 screens
Restart4 screens

Verdict

The call

The clearest difference is rating: GTE Mobile at 4.8 against Restart's 4.0. GTE Mobile also leads on ratings volume (24K vs 83). Restart's advantage is review sentiment (72% vs 62%) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GTE Mobile holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: GTE Mobile has 24K ratings behind it against 83, so its average is the more settled of the two. Written reviews complicate that: 62% of GTE Mobile's written reviews are positive against 72% of Restart's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

GTE Mobile ships an update every 5 weeks, Restart every 3 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
GTE Mobile versus Restart: the parameters behind the verdict, then further details
ParameterGTE MobileRestart
PriceFreeFree
Rating4.8 (24K ratings) — better4.0 (83 ratings)
Positive reviews61.6% of reviews71.8% of reviews — better
Number of ratings24K — better83
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size75 MB187 MB
Age rating4+4+
DeveloperGTE Federal Credit UnionRestart Financial

Customer experience

GTE Mobile

All ratings21,578 ratings
Positive96.7%
Neutral1.4%
Negative1.9%
Written reviews172 reviews
Positive61.6%
Neutral7.0%
Negative31.4%

Restart

All ratings83 ratings
Positive71.1%
Neutral10.8%
Negative18.1%
Written reviews39 reviews
Positive71.8%
Neutral0.0%
Negative28.2%

User reviews

GTE Mobile

From 24K App Store ratings

What we love

  • 🚀 Fast and easy to use
  • 👍 Convenient mobile banking
  • 🔒 Secure transactions
  • 💡 Great customer service

Room to improve

  • 🐛 Buggy mobile app with frequent crashes
  • 🔍 Limited account information in the app
  • 🕰️ Slow check deposit process
  • 🤔 Confusing navigation and settings

Restart

From 83 App Store ratings

What we love

  • 👍 Easy and fast registration
  • 👍 Convenient mobile banking app
  • 👍 Free to use
  • 👍 Good for refugees and newcomers
  • 👍 Russian-speaking support available

Room to improve

  • ❌ Scam accusations
  • ❌ Inability to withdraw funds
  • ❌ Accounts frozen and money taken
  • ❌ Deactivated accounts after deposit
  • ❌ Lies about no credit check

Bugs and requests

GTE Mobile

Reported bugs

4 issues
  • Login screen freezes or times out
  • Mobile deposits not working consistently
  • Accounts not syncing properly between app and website
  • Frequent app crashes or glitches

Requested features

4 requests
  • Improved mobile app design and performance
  • More detailed account information in the app
  • Faster check deposit processing
  • Easier navigation and customizable settings

Restart

Reported bugs

8 issues
  • Cannot open account, no registration button
  • App doesn't work correctly
  • Error message when adding bank
  • Error message when transferring money
  • Mobile check deposit on extended hold
Show 3 more
  • Debit card not approved for transactions
  • Account deactivated after deposit
  • Account closed with money inside

Requested features

1 request
  • Option to call customer support

In-app purchases

None

GTE Mobile

No in-app purchases

None

Restart

No in-app purchases

Questions

Is GTE Mobile free?
GTE Mobile is free to download, with no in-app purchases.
Is Restart free?
Restart is free to download, with no in-app purchases.
Which has better reviews, GTE Mobile or Restart?
GTE Mobile is rated higher. GTE Mobile averages 4.8 out of 5 from 24K ratings, while Restart averages 4.0 from 83 ratings.
Do GTE Mobile or Restart have ads?
Neither GTE Mobile nor Restart shows ads.
Which is updated more often, GTE Mobile or Restart?
GTE Mobile ships an update every 5 weeks, and Restart every 3 weeks. Most recently, GTE Mobile was updated on November 7, 2026 and Restart on November 3, 2026.

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