Malaa | ملاءة vs D360 Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Malaa | ملاءة
This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.
- Track all bank accounts in one place
- Automatic transaction categorization
- Budget creation and tracking
- Personalized investment portfolios
- Shariah compliant investments
- Automatic Zakat calculation and payment
- Low annual management fee
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Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.
D360 Bank
This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.
- Seamless onboarding
- Fast transactions and transfers
- Competitive pricing
- No foreign currency fees
- Transparent fee structure
- Personalized customer support
- Top-tier security technology
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Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!
Screenshots
Verdict
The clearest difference is ads: Malaa | ملاءة at none against D360 Bank's shown. Malaa | ملاءة also leads on review sentiment (62% vs 35%) and monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Malaa | ملاءة against 4.5 for D360 Bank. Both are backed by a comparable volume of ratings — 368 and 802 respectively. Written reviews are what separate them: 62% of Malaa | ملاءة's written reviews are positive against 35% of D360 Bank's.
Malaa | ملاءة ships an update every 10 days, D360 Bank every 9 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Malaa | ملاءة | D360 Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (368 ratings) — better | 4.5 (802 ratings) |
| Positive reviews | 61.8% of reviews — better | 35.3% of reviews |
| Number of ratings | 368 | 802 — better |
| Update frequency | Every 10 days | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 125 MB | 237 MB |
| Age rating | 4+ | 4+ |
| Developer | Mala'a For Information Technology Company | D360 Bank |
Customer experience
Malaa | ملاءة
D360 Bank
User reviews
Malaa | ملاءة
From 368 App Store ratingsWhat we love
- 👍 Excellent app for tracking spending
- 👍 Great for saving and investment
- 👍 User-friendly interface
- 👍 Good customer service
- 👍 Low administrative fees
Room to improve
- 👎 Low profits/returns mentioned by some users
- 👎 High minimum deposit requirement
- 👎 Investment losses reported by some users
- 👎 Lack of US investment funds for long-term goals
- 👎 Unclear and strange withdrawal fees
D360 Bank
From 802 App Store ratingsWhat we love
- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)
Room to improve
- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions
Bugs and requests
Malaa | ملاءة
Reported bugs
8 issues- App not working after last update, unable to access funds
- Unable to link bank accounts (Alinma and others)
- Support page not opening
- Spend analysis screen fails to load
- Visa card not readable
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- Withdrawal fees are unclear and strange
- Discrepancy between sell price and wallet balance
- App only supports specific banks, long waiting times for others
Requested features
11 requests- Add US investment funds for long-term investment
- Add Widget for portfolio tracking
- Make seller name optional
- Allow customization of the home page (e.g., add budgets, remove recent expenses)
- Support STC Pay for faster transactions
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- Add a widget for quick expense logging
- Add more colors and change the app's style
- Add automatic night mode based on device settings
- Allow importing expenses from other apps
- Enable creation of multiple spending wallets (general, games, travel)
- Add investment portfolios for dividends
D360 Bank
Reported bugs
10 issues- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working
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- App incompatibility with iPhone 14 and newer devices
- Keyboard not appearing for SMS code entry
- Pending transactions stuck for extended periods
- Refund processing delays exceeding 30 days
- International transfers not credited to destination accounts
Requested features
8 requests- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits
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- Better international payment tracking
- Faster account opening without waiting list
- More transparent account freezing policies
In-app purchases
Malaa | ملاءة
No in-app purchases
D360 Bank
No in-app purchases









