Comparison

Mercury | Bank Differently vs Clearing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mercury | Bank Differently

This app offers business and personal banking solutions designed for optimization. It provides features like payment options, credit cards, expense management, and AI-powered financial assistance. It aims to help entrepreneurs and ambitious individuals manage their finances efficiently.

Highlights
  • Business banking solutions
  • Personal finance management
  • AI-powered financial assistance
  • Credit cards and payment options
  • Expense and bill management
  • High-yield savings accounts
Features
Read full description

Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you. Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks. Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com. **The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.

About

Clearing

This app automates bookkeeping for short-term rental operators. It helps manage cash flow, track expenses, generate owner statements, and process payments. The mobile version allows for on-the-go receipt capture and expense categorization.

Highlights
  • Automated bookkeeping
  • Trust accounting
  • Cash flow tracking
  • Expense management
  • Owner statement generation
  • Receipt capture on the go
Features
Read full description

Clearing is a complete trust accounting and automated bookkeeping solution tailored for Short-Term Rental operators to close their books faster than ever before. Property managers use Clearing to collect & track their cashflow from multiple sources, manage their expenses, generate owner statements and pay homeowners & vendors. With the mobile app, users can take photos of their receipts and categorize expenses on the go to streamline expense management.

Screenshots

Mercury | Bank Differently4 screens
Clearing3 screens

Verdict

The call

The clearest difference is rating: Mercury | Bank Differently at 4.9 against Clearing's 2.3. Mercury | Bank Differently also leads on ratings volume (14K vs 3). Clearing's advantage is review sentiment (100% vs 64%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mercury | Bank Differently holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: Mercury | Bank Differently has 14K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 64% of Mercury | Bank Differently's written reviews are positive against 100% of Clearing's, so the app with the better star average is not the one people write more warmly about.

Scorecard5 real differences · 5 level
Mercury | Bank Differently versus Clearing: the parameters behind the verdict, then further details
ParameterMercury | Bank DifferentlyClearing
PriceFreeFree
Rating4.9 (14K ratings) — better2.3 (3 ratings)
Positive reviews63.7% of reviews100.0% of reviews — better
Number of ratings14K — better3
Update frequencyWeekly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.012.0 — better
Further details — not scored
Size148 MB41 MB
Age rating4+4+
DeveloperMercury Technologies, Inc.Clearing Tech Inc

Customer experience

Mercury | Bank Differently

All ratings13,782 ratings
Positive97.2%
Neutral0.6%
Negative2.1%
Written reviews339 reviews
Positive63.7%
Neutral3.5%
Negative32.7%

Clearing

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Mercury | Bank Differently

Reported bugs

4 issues
  • Debit cards randomly stop working
  • Verification process often fails without explanation
  • Funds get held up between linked accounts
  • Inability to link external bank accounts

Requested features

5 requests
  • Add phone support and live chat
  • Reduce check deposit time
  • Increase transfer limits
  • Implement dark mode and customizable themes
  • Provide more detailed account and transaction information

Clearing

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mercury | Bank Differently

No in-app purchases

None

Clearing

No in-app purchases

Questions

Is Mercury | Bank Differently free?
Mercury | Bank Differently is free to download, with no in-app purchases.
Is Clearing free?
Clearing is free to download, with no in-app purchases.
Which has better reviews, Mercury | Bank Differently or Clearing?
Mercury | Bank Differently is rated higher. Mercury | Bank Differently averages 4.9 out of 5 from 14K ratings, while Clearing averages 2.3 from 3 ratings.
Do Mercury | Bank Differently or Clearing have ads?
Neither Mercury | Bank Differently nor Clearing shows ads.

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