Mercury | Bank Differently vs SplitEasy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mercury | Bank Differently
This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.
- Business banking
- Personal accounts
- Payment processing
- Expense management
- Invoicing
- Bill pay
- High-interest savings
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Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you. Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks. Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com. **The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.
SplitEasy
Effortlessly split bills and receipts by scanning them with your phone. The app automatically identifies items, tax, and tip, then calculates individual shares. Share itemized PDFs of who owes what, making group payments quick and easy.
- Scan receipts with camera or photo library
- Automatic item, tax, and tip detection
- Manual item assignment or even split
- Calculates exact individual shares
- Generates itemized PDF reports
- Saves drafts for ongoing splits
- Integrates with payment apps like Venmo/Zelle
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Splitting a bill shouldn't take longer than the meal did. SplitEasy scans any receipt — printed or handwritten — and reads every item, the tax, and the tip automatically. Tap who had what, or split evenly with one tap, and SplitEasy works out exactly who owes what, including a proportional share of tax and tip. HOW IT WORKS • Take a photo or pick one from your library — SplitEasy reads it in seconds • Review the items, prices, tax, and tip — everything's editable if anything needs a fix • Add who's splitting and tap their items, or split the whole bill evenly • Get an exact total for everyone, ready to share as a clean, itemized PDF BUILT FOR HOW RECEIPTS ACTUALLY LOOK • Reads handwritten tip lines on a card slip, not just printed totals • Folds add-ons like "+ Extra Cheese" into the right item instead of listing them separately • Flags it if the numbers don't add up, instead of guessing silently NEVER LOSE A SPLIT IN PROGRESS Every scan is saved as a draft the moment it's read. Close the app mid-split and pick up right where you left off, on any device you sign into. GET PAID BACK FASTER Share a clean PDF with everyone's exact share, plus your Venmo or Zelle — remembered for next time.
Screenshots
Verdict
The clearest difference is update cadence: SplitEasy at daily against Mercury | Bank Differently's weekly. SplitEasy also leads on monetization model (free vs freemium). Mercury | Bank Differently's advantage is ratings volume (14K vs 1) and iOS requirement (18.0 vs 26.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Mercury | Bank Differently against 5.0 for SplitEasy. That said, the two scores are not equally well evidenced: Mercury | Bank Differently has 14K ratings behind it against 1, so its average is the more settled of the two.
Mercury | Bank Differently ships an update weekly, SplitEasy daily. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.
| Parameter | Mercury | Bank Differently | SplitEasy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 63.3% of reviews | — |
| Number of ratings | 14K — better | 1 |
| Update frequency | Weekly | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 142 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Mercury Technologies, Inc. | AIJob, Inc. |
Customer experience
Mercury | Bank Differently
SplitEasy
Bugs and requests
Mercury | Bank Differently
Reported bugs
4 issues- Debit cards randomly stop working
- Verification process often fails without explanation
- Funds get held up between linked accounts
- Inability to link external bank accounts
Requested features
5 requests- Add phone support and live chat
- Reduce check deposit time
- Increase transfer limits
- Implement dark mode and customizable themes
- Provide more detailed account and transaction information
SplitEasy
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mercury | Bank Differently
No in-app purchases
SplitEasy
No in-app purchases
Questions
Is Mercury | Bank Differently free?
Is SplitEasy free?
Which has better reviews, Mercury | Bank Differently or SplitEasy?
Do Mercury | Bank Differently or SplitEasy have ads?
Which is updated more often, Mercury | Bank Differently or SplitEasy?
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