FirstMonie vs Uplat

Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today!

Uplat is the simple way to pay for what you need today and spread the cost over time. Split purchases into easy payments, settle every bill in seconds, shop your favourite stores and manage a smart card, all from one beautifully simple app. BUY NOW, PAY LATER — THE FAIR WAY Choose Uplat at checkout and split any purchase into three easy payments over three months. Pay the first part today and we'll collect the rest month by month, with a reminder before every payment. • One flat monthly rate, split into three • No compounding and no hidden fees • See your full payment schedule up front • Check your spending power in seconds, right in the app PAY EVERY BILL, ONE TAP AWAY Never queue for a top-up again. Buy airtime and data, pay for TV, settle your electricity and even book a flight — straight from your home screen. • Airtime, data, TV, electricity and more • We remember your favourite numbers, smartcards and meters • Confirm with your PIN or Face ID • Tokens and receipts arrive instantly A CARD THAT KEEPS UP WITH YOU Create a free virtual card in the app today and get a physical card shipped to your door — ready to pay online and in person. SHOP PARTNER STORES Discover stores you love and pay the way that works for you — in full, or split over time with Pay Later. UP AND RUNNING IN MINUTES 1. Download Uplat and create your account with your phone number. 2. Take a quick selfie and add a valid ID to unlock your full spending power — it takes a couple of minutes. 3. Start paying bills, shopping partner stores and splitting your purchases. BUILT WITH SECURITY IN MIND Every payment is protected by your PIN or Face ID, so only you can spend. Money made effortless. Download Uplat and start paying smarter today.