QuickBucks vs Uplat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QuickBucks
Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.
- Instant loan applications
- Payday loans
- Salary advance
- Personal loans
- Device financing
- Vehicle finance
- Mortgage options
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QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral
Uplat
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Uplat is the simple way to pay for what you need today and spread the cost over time. Split purchases into easy payments, settle every bill in seconds, shop your favourite stores and manage a smart card, all from one beautifully simple app. BUY NOW, PAY LATER — THE FAIR WAY Choose Uplat at checkout and split any purchase into three easy payments over three months. Pay the first part today and we'll collect the rest month by month, with a reminder before every payment. • One flat monthly rate, split into three • No compounding and no hidden fees • See your full payment schedule up front • Check your spending power in seconds, right in the app PAY EVERY BILL, ONE TAP AWAY Never queue for a top-up again. Buy airtime and data, pay for TV, settle your electricity and even book a flight — straight from your home screen. • Airtime, data, TV, electricity and more • We remember your favourite numbers, smartcards and meters • Confirm with your PIN or Face ID • Tokens and receipts arrive instantly A CARD THAT KEEPS UP WITH YOU Create a free virtual card in the app today and get a physical card shipped to your door — ready to pay online and in person. SHOP PARTNER STORES Discover stores you love and pay the way that works for you — in full, or split over time with Pay Later. UP AND RUNNING IN MINUTES 1. Download Uplat and create your account with your phone number. 2. Take a quick selfie and add a valid ID to unlock your full spending power — it takes a couple of minutes. 3. Start paying bills, shopping partner stores and splitting your purchases. BUILT WITH SECURITY IN MIND Every payment is protected by your PIN or Face ID, so only you can spend. Money made effortless. Download Uplat and start paying smarter today.
Screenshots
Verdict
The clearest difference is iOS requirement: QuickBucks at 13.0 against Uplat's 16.4. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | QuickBucks | Uplat |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (95 ratings) — better | — |
| Positive reviews | 4.0% of reviews | — |
| Number of ratings | 95 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 52 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | Access Bank Plc | Judah Technologies, Inc. |
In-app purchases
QuickBucks
No in-app purchases
Uplat
No in-app purchases









