Comparison

Expenses vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Budget Planner

This AI-powered finance app helps you track expenses, manage budgets, and identify savings opportunities. Connect bank accounts for automatic transaction categorization or manually add data for enhanced privacy. Get personalized insights and actionable steps to improve your financial health.

Highlights
  • Automatic transaction categorization
  • AI-powered financial insights
  • Personalized savings recommendations
  • Budgeting and income tracking
  • Privacy-focused manual account entry
  • Modern iOS 26 design
Features
Read full description

Expense Trend helps you understand your money today, plan for what’s ahead, and make smarter financial decisions with confidence. Track your spending, build a budget that works for you, monitor your net worth, and see where your finances could be heading over time. Whether you're managing money on your own, budgeting with a partner, splitting finances with a roommate, or sharing information with an accountant, Expense Trend brings your financial life together in one simple place. Features: Net Worth Tracking - See your complete financial picture by tracking your assets and liabilities over time. Understand how your net worth is changing and what is contributing to your progress. Future Net Worth Projections - Look beyond today's balance. Expense Trend can project how your net worth may change over time, helping you visualize where your current financial habits could take you. Flexible Budgeting - Choose the budgeting style that works for you. Use envelope budgeting to set spending limits by category or zero based budgeting to give every dollar a purpose. Shared Finances - Manage money together without giving everyone the same level of access. Share finances with a partner, roommate, family member, or accountant and keep everyone on the same page. Penny, Your Private AI Financial Assistant - Ask Penny questions about your finances using natural language. Find out how much you've spent, what's left in your budget, whether a purchase fits your plan, and more while keeping your financial conversations private. Bills & Subscriptions - See upcoming bills and recurring subscriptions in one place so you know what payments are coming before they arrive. Goals - Create financial goals and track your progress over time. Whether you're building an emergency fund, saving for a trip, planning a major purchase, or working toward something bigger, Expense Trend helps you stay focused. Siri & Apple Intelligence - Access your finances without digging through the app. Ask Siri to add an expense, check how much is left in your budget, or help determine whether a purchase fits your finances. Automatic Categorization - Expense Trend automatically categorizes your transactions into categories like groceries, dining, shopping, transportation, and more, helping you understand where your money is going with less manual work. Spending Insights - Understand where your money goes with clear categories, trends, charts, and financial insights designed to make your spending easier to understand. Your Financial Future in One Place - Bring together your spending, budgets, bills, goals, net worth, and financial projections to understand both where you are today and where you're heading. From everyday purchases to long-term financial goals, Expense Trend helps you move beyond simply tracking expenses and start understanding the bigger picture of your money. By using Expense Trend, you agree to the Terms of Use and Privacy Policy. Privacy Policy: https://www.farazbhojani.com/privacypolicy.html Terms: https://www.farazbhojani.com/termsandconditions.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expenses4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is update cadence: Expenses at every 6 days against Budget Planner's every 2 weeks. Expenses also leads on device support (4 vs 2). Budget Planner's advantage is review sentiment (100% vs 87%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Budget Planner sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expenses ships an update every 6 days, Budget Planner every 2 weeks. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Expenses versus Budget Planner: the parameters behind the verdict, then further details
ParameterExpensesBudget Planner
PriceFreeFree
Rating4.8 (1.8K ratings) — better—
Positive reviews86.8% of reviews100.0% of reviews — better
Number of ratings1.8K — better—
Update frequencyEvery 6 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size71 MB59 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCExpense Trend Inc.

Customer experience

Expenses

All ratings1,846 ratings
Positive95.4%
Neutral2.1%
Negative2.5%
Written reviews409 reviews
Positive86.8%
Neutral5.1%
Negative8.1%

Budget Planner

Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Budget Planner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
3 purchases

Budget Planner

Subscriptions3
  • Budget Plus Subscription$3.991 Month
  • Premium Subscription14 Days trial$6.991 Month
  • Premium Subscription14 Days trial$59.991 Year

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Do Expenses or Budget Planner have ads?
Neither Expenses nor Budget Planner shows ads.
Which is updated more often, Expenses or Budget Planner?
Expenses ships an update every 6 days, and Budget Planner every 2 weeks. Most recently, Expenses was updated on November 11, 2026 and Budget Planner on October 30, 2026.

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