Comparison

Expenses vs Spend Note

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Spend Note

Features
Read full description

The ONLY expense tracker with 365-day year view. See your entire financial year at a glance! Spend Note makes budgeting ridiculously simple. Track your spending in seconds, not minutes. No subscriptions - pay once, own forever. WHY SPEND NOTE? 365-Day Year View (Our Signature Feature) See your entire financial year at a glance. 12 months displayed as color-coded mini-calendars - green for income days, orange for expenses. Instantly spot spending patterns, seasonal trends, and identify your best/worst months. No other app shows your money this way. Lightning Fast Entry Add expenses in 5 seconds. Swipe, tap, done. Smart Receipt Scanning Snap photos of receipts. Never lose track again. Beautiful Insights See exactly where your money goes with stunning charts. Works in 9 Languages English, Spanish, French, Portuguese, Chinese, Japanese, Korean, Vietnamese, Arabic. Smart Budgets Set limits by category. Get alerts before overspending. Auto-Recurring Bills Set once, forget forever. Rent, subscriptions, bills handled automatically. Powerful Reports Export as PDF, Image, or CSV. Perfect for taxes or reviews. Your Data Stays Yours No cloud required. Everything stored on your device. FREE TIER - 200 transactions - 3 budgets - 3 recurring items - Full reporting & exports PREMIUM - ONE-TIME PURCHASE - Unlimited transactions - Unlimited budgets - Unlimited recurring items - Photo attachments (3 per transaction) - Support indie development No Subscriptions. Ever. Pay once. Own forever. Most apps charge $60/year. Spend Note costs less than a coffee. PERFECT FOR: - Students tracking allowances - Families managing household budgets - Freelancers tracking business expenses - Anyone who hates complicated finance apps Download Spend Note today. Take control of your spending in minutes.

Screenshots

Expenses4 screens
Spend Note4 screens

Verdict

The call

The clearest difference is device support: Expenses at 4 against Spend Note's 2. Expenses also leads on iOS requirement (16.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Spend Note sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 days. The most recent releases landed on November 7, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Expenses versus Spend Note: the parameters behind the verdict, then further details
ParameterExpensesSpend Note
PriceFreeFree
Rating4.8 (1.8K ratings) — better—
Positive reviews86.8% of reviews—
Number of ratings1.8K — better—
Update frequencyEvery 6 daysEvery 6 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size71 MB18 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCThach Vo Ngoc

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Spend Note

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
1 purchases

Spend Note

One-time1
  • Premium Access$4.99

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Spend Note free?
Spend Note is free to download, with in-app purchases available.
Do Expenses or Spend Note have ads?
Neither Expenses nor Spend Note shows ads.
Which is updated more often, Expenses or Spend Note?
Expenses ships an update every 6 days, and Spend Note every 6 days. Most recently, Expenses was updated on November 7, 2026 and Spend Note on October 28, 2026.

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