Comparison

Expenses vs Spendaq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Spendaq

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Privacy-focused design
  • Offline functionality
  • Data export (Pro)
  • Multiple financial vaults (Pro)
Features
Read full description

Stop wondering where your money went. Spendaq is the fast, private expense tracker and money manager that puts you back in control — log daily spending, track subscriptions and recurring bills, and plan your monthly budget. No bank login, no data sold, no clutter. Just your money, clearly tracked. LOG EXPENSES IN SECONDS Add any transaction in under 5 taps. Set recurring bills once, never forget them. Use categories, payment methods, and notes to stay organised. BUDGETS THAT ACTUALLY WORK Set a monthly limit per category and get alerted before you overspend. The spending ring on your dashboard shows exactly where your money goes — at a glance. TOTAL PRIVACY No bank connection. No data sold. Your financial data lives on your device and optionally in your private iCloud — nowhere else. EVERYWHERE YOU NEED IT Apple Watch complication, home screen and lock screen widgets, full iPhone and iPad support. Works completely offline. ICLOUD BACKUP (PRO) Back up and restore your data securely to iCloud. Switch phones or restore from backup — your data is always safe and private. MULTIPLE VAULTS (PRO) Separate personal, travel, and business expenses in isolated vaults. Switch between them in one tap. EXPORT & REPORTS (PRO) Export to CSV or PDF. Deep monthly reports, category breakdowns, date-range filters, and payment method analysis. PRO INCLUDES: - Unlimited transactions - iCloud encrypted backup - CSV and PDF export - Advanced reports and date filters - Custom categories - Payment method tracking - Multiple vaults - Apple Watch and home screen widgets Start with a free 1-week trial. Cancel anytime, no questions asked. SUBSCRIPTION INFO: Spendaq Pro is an optional auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store Settings. Privacy Policy: https://www.spendaq.com/privacy Terms of Use: https://www.spendaq.com/terms Your money. Your rules. Your privacy.

Screenshots

Expenses4 screens
Spendaq4 screens

Verdict

The call

The clearest difference is ratings volume: Expenses at 1.8K against Spendaq's 2. Expenses also leads on rating (4.8 vs 4.5) and update cadence (every 6 days vs every 3 weeks). Spendaq's advantage is review sentiment (100% vs 87%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Spendaq sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expenses holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 87% of Expenses's written reviews are positive against 100% of Spendaq's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Expenses ships an update every 6 days, Spendaq every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Expenses versus Spendaq: the parameters behind the verdict, then further details
ParameterExpensesSpendaq
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.5 (2 ratings)
Positive reviews86.8% of reviews100.0% of reviews — better
Number of ratings1.8K — better2
Update frequencyEvery 6 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad, Apple Watch
Requires iOS16.0 — better17.0
Further details — not scored
Size71 MB14 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCRakib Joarder

Customer experience

Expenses

All ratings1,838 ratings
Positive95.4%
Neutral2.1%
Negative2.6%
Written reviews409 reviews
Positive86.8%
Neutral5.1%
Negative8.1%

Spendaq

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Spendaq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
3 purchases

Spendaq

Subscriptions2
  • Spendaq Pro Monthly$4.991 Month
  • Spendaq Pro Annual7 Days trial$29.991 Year
One-time1
  • Spendaq Pro – Lifetime$79.99

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Spendaq free?
Spendaq is free to download, with in-app purchases available.
Which has better reviews, Expenses or Spendaq?
Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while Spendaq averages 4.5 from 2 ratings.
Do Expenses or Spendaq have ads?
Neither Expenses nor Spendaq shows ads.
Which is updated more often, Expenses or Spendaq?
Expenses ships an update every 6 days, and Spendaq every 3 weeks. Most recently, Expenses was updated on November 3, 2026 and Spendaq on October 31, 2026.

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