Money Intelligence vs READYSAVE 529
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Intelligence
This finance app simplifies 401(k) management for employees by reducing fees and improving investment choices. It also streamlines plan administration for companies, allowing entrepreneurs to focus on business growth.
- 401(k) simplification
- Reduced fees
- Improved investment choices
- Automated plan administration
- Mobile account access
Read full descriptionHide full description
Money Intelligence is fighting to turn 401(k)s into something employees love, instead of a hassle with high fees, poor investment choices, and complicated financial decisions. Money Intelligence also automates plan administration responsibilities for companies, so entrepreneurs can focus on building their companies and not on administering their benefits. This app allows customers to access their accounts from mobile devices
READYSAVE 529
Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.
- Secure 529 account access
- View balance and transaction history
- Add one-time or recurring contributions
- Track investment allocations
- Invite others to contribute
- Withdraw funds for education expenses (July 2025)
Read full descriptionHide full description
Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses
Screenshots
Verdict
The clearest difference is rating: READYSAVE 529 at 4.7 against Money Intelligence's 2.3. READYSAVE 529 also leads on review sentiment (31% vs 0%) and ratings volume (30K vs 3). Money Intelligence's advantage is iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
READYSAVE 529 holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: READYSAVE 529 has 30K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Money Intelligence's written reviews are positive against 31% of READYSAVE 529's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | Money Intelligence | READYSAVE 529 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 4.7 (30K ratings) — better |
| Positive reviews | 0.0% of reviews | 30.8% of reviews — better |
| Number of ratings | 3 | 30K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 32 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | DENARIUS CAPITAL ADVISORS, INC | Ascensus |
Customer experience
Money Intelligence
READYSAVE 529
Bugs and requests
Money Intelligence
Not enough reviews yet to summarise bugs or requests.
READYSAVE 529
Reported bugs
4 issues- Login issues with Face ID and password saving
- Inconsistent behavior when making changes to accounts
- Delayed processing of contributions and gifts
- Navigation issues within the app
Requested features
5 requests- Add ability to view individual investment performance
- Provide more detailed information on fund allocations and investment options
- Allow withdrawals and distributions from the app
- Implement alerts for when relatives contribute to accounts
- Support for tracking multiple 529 accounts across different states
In-app purchases
Money Intelligence
No in-app purchases
READYSAVE 529
No in-app purchases
Questions
Is Money Intelligence free?
Is READYSAVE 529 free?
Which has better reviews, Money Intelligence or READYSAVE 529?
Do Money Intelligence or READYSAVE 529 have ads?
Which is updated more often, Money Intelligence or READYSAVE 529?
Other comparisons















