Comparison

Money Intelligence vs Vestwell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Intelligence

This finance app simplifies 401(k) management for employees by reducing fees and improving investment choices. It also streamlines plan administration for companies, allowing entrepreneurs to focus on business growth.

Highlights
  • 401(k) simplification
  • Reduced fees
  • Improved investment choices
  • Automated plan administration
  • Mobile account access
Features
Read full description

Money Intelligence is fighting to turn 401(k)s into something employees love, instead of a hassle with high fees, poor investment choices, and complicated financial decisions. Money Intelligence also automates plan administration responsibilities for companies, so entrepreneurs can focus on building their companies and not on administering their benefits. This app allows customers to access their accounts from mobile devices

About

Vestwell

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

Highlights
  • Track savings goals and employer match
  • Change savings amount and investment strategy
  • Consolidate savings accounts
  • Designate beneficiaries
  • Initiate withdrawals or loans
  • Access financial education resources
Features
Read full description

Vestwell is on a mission to help savers build the financial future they deserve. Businesses, advisors, individuals, and state governments alike trust our solutions to make saving more accessible and intuitive for all. Wherever you may be in your savings journey, Vestwell grows with you. Our platform is a versatile, one-stop solution for all of your financial needs, including retirement, education, disability and emergency savings solutions. Join more than one million savers who trust Vestwell to save for life’s milestones. Build Your Financial Future Simplify your savings journey and easily track your progress toward your long-term and short-term financial goals—all on one intuitive platform. Take Control Of Your Savings Our mobile app offers the full functionality of our web portal, allowing you to manage your savings seamlessly from your phone. - Maximize Your Savings - Track savings goals, including any employer match - Change your savings amount - Select or change your investment strategy - Roll over funds to easily consolidate savings accounts - Manage Your Account(s) - Designate beneficiaries - Update your contact information - Download statements and documents - Access Your Funds - Initiate withdrawals or loans - Find the distribution options available to your plan - Get Support - Explore financial education resources - Chat with a Vestwell service representative Access Robust Service Access personalized service through phone, email, and live chat—you can get the help you need when you need it. Plus, explore our comprehensive help center with 375+ how-to articles and videos. Experience Modern Technology Take advantage of our streamlined user experience, which makes navigating your savings portal a breeze. Sign up in 3 minutes or less, and set or adjust your savings with just a few clicks. Have Peace Of Mind Our platform was designed with security in mind. We safeguard your data consistent with industry best practices. See how you can save with the Vestwell mobile app, designed to help you build your savings confidently. Vestwell and its logo are registered trademarks of Vestwell Holdings Inc.

Screenshots

Money Intelligence4 screens
Vestwell4 screens

Verdict

The call

The clearest difference is review sentiment: Vestwell at 49% against Money Intelligence's 0%. Vestwell also leads on rating (3.1 vs 2.3) and ratings volume (228 vs 3). Money Intelligence's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Vestwell holds the better App Store score, 3.1 against 2.3. That said, the two scores are not equally well evidenced: Vestwell has 228 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Money Intelligence's written reviews are positive against 49% of Vestwell's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Money Intelligence versus Vestwell: the parameters behind the verdict, then further details
ParameterMoney IntelligenceVestwell
PriceFreeFree
Rating2.3 (3 ratings)3.1 (228 ratings) — better
Positive reviews0.0% of reviews49.0% of reviews — better
Number of ratings3228 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size32 MB286 MB
Age rating4+4+
DeveloperDENARIUS CAPITAL ADVISORS, INCVestwell Holdings Inc.

Customer experience

Money Intelligence

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Vestwell

All ratings227 ratings
Positive52.4%
Neutral1.8%
Negative45.8%
Written reviews51 reviews
Positive49.0%
Neutral3.9%
Negative47.1%

Bugs and requests

Money Intelligence

Not enough reviews yet to summarise bugs or requests.

Vestwell

Reported bugs

15 issues
  • Login screen locks and doesn't process
  • App shows a blank screen on opening
  • App freezes at sign-in screen
  • Biometric login resets to initial screen multiple times
  • App opens and closes unexpectedly
Show 10 more
  • App glitches and freezes after login
  • App loads to a blank screen after login
  • App logs in, then hangs and returns to login page
  • App is inaccessible due to 'planned downtime' for days
  • App freezes on a light yellow blank screen after login
  • App freezes and returns to login page after MFA
  • App blinks and restarts at sign-in page
  • App stopped working
  • App does not load account information
  • Error message: 'Our server dropped the ball.'

Requested features

8 requests
  • Create a real app instead of a mobile website
  • Fix UI padding issues for iPhone features
  • Address biometric login loop bug
  • Add Face ID login option
  • Remove text code requirement for login
Show 3 more
  • Implement a 'remember this device' option
  • Improve website intuitiveness
  • Provide a way to report issues

In-app purchases

None

Money Intelligence

No in-app purchases

None

Vestwell

No in-app purchases

Questions

Is Money Intelligence free?
Money Intelligence is free to download, with no in-app purchases.
Is Vestwell free?
Vestwell is free to download, with no in-app purchases.
Which has better reviews, Money Intelligence or Vestwell?
Vestwell is rated higher. Money Intelligence averages 2.3 out of 5 from 3 ratings, while Vestwell averages 3.1 from 228 ratings.
Do Money Intelligence or Vestwell have ads?
Neither Money Intelligence nor Vestwell shows ads.
Which is updated more often, Money Intelligence or Vestwell?
Money Intelligence ships an update monthly, and Vestwell monthly. Most recently, Money Intelligence was updated on October 24, 2026 and Vestwell on October 25, 2026.

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