Money Intelligence vs Ramp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Intelligence
This finance app simplifies 401(k) management for employees by reducing fees and improving investment choices. It also streamlines plan administration for companies, allowing entrepreneurs to focus on business growth.
- 401(k) simplification
- Reduced fees
- Improved investment choices
- Automated plan administration
- Mobile account access
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Money Intelligence is fighting to turn 401(k)s into something employees love, instead of a hassle with high fees, poor investment choices, and complicated financial decisions. Money Intelligence also automates plan administration responsibilities for companies, so entrepreneurs can focus on building their companies and not on administering their benefits. This app allows customers to access their accounts from mobile devices
Ramp
This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.
- Corporate card management
- Expense reporting
- Bill payments
- Accounting automation
- Receipt capture
- Spend request management
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Ramp is the finance automation platform designed to save you time and money. With Ramp you get corporate cards, expense management, bill payments, accounting automation and reporting—all in one easy-to-use solution. Ramp Mobile puts finance automation in your pocket. Pay for expenses quickly with your corporate card at your fingertips. Submit expense reports and reimbursements on the go by taking a picture of your receipt and tapping in a memo or other submission requirements. Plus, with simplified visibility, you’ll always have the information you need on expense policies, recent transactions, or spend requests. App Features: - View & lock your cards - Add to Apple Wallet - Request new spend or temporary spend increase - Take a picture of your receipt and auto-match to transaction - Submit additional requirements like memos & accounting fields - Book flights and hotels with Ramp Travel - Request reimbursements - View all transactions & spend requests - See your expense policy - Set communication preferences - Dark/light themes
Screenshots
Verdict
The clearest difference is review sentiment: Ramp at 71% against Money Intelligence's 0%. Ramp also leads on rating (4.9 vs 2.3) and ratings volume (48K vs 3). Money Intelligence's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ramp holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: Ramp has 48K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Money Intelligence's written reviews are positive against 71% of Ramp's.
Money Intelligence ships an update monthly, Ramp every 5 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | Money Intelligence | Ramp |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 4.9 (48K ratings) — better |
| Positive reviews | 0.0% of reviews | 70.8% of reviews — better |
| Number of ratings | 3 | 48K — better |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Best chart rank | — | #100 — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 32 MB | 297 MB |
| Age rating | 4+ | 4+ |
| Developer | DENARIUS CAPITAL ADVISORS, INC | Ramp Business Corporation |
Customer experience
Money Intelligence
Ramp
Bugs and requests
Money Intelligence
Not enough reviews yet to summarise bugs or requests.
Ramp
Reported bugs
3 issues- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices
Requested features
5 requests- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems
In-app purchases
Money Intelligence
No in-app purchases
Ramp
No in-app purchases
Questions
Is Money Intelligence free?
Is Ramp free?
Which has better reviews, Money Intelligence or Ramp?
Do Money Intelligence or Ramp have ads?
Which is updated more often, Money Intelligence or Ramp?
Other comparisons
