إقرار vs ULend

تطبيق اقرار يوثق البرنامج جميع مراحل ارسال واستلام السندات حيث يستطيع مستخدمين تطبيق اقرار 1-إرسال واستقبال السندات العينية حيث يتم توثيق جميع المراحل بداية من إرسال المنتج مرورا بتأكيد الاستلام الى ان يتم السداد سواء كاش أو اجل على دفعات 2- إرسال واستقبال السندات النقدية حيث يتم توثيق جميع المراحل بداية من إرسال السند مرورا بتأكيد الاستلام الى ان يتم السداد سواء كاش أو اجل على دفعات يهدف تطبيق إقرار الى تحويل السندات الورقية الى سندات رقميه يسهل الوصول اليها حفظا للحقوق حيث يتم توثيق جميع المراحل.

ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment. Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience. Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making. Key Features: • SAMA-regulated platform with strong governance and compliance standards • Short-term investment opportunities (3–12 months) • Competitive annual returns (not guaranteed) • Real-time portfolio tracking and performance insights • Transparent fee structure with clear disclosure Why ULend? As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework. Download ULend and explore regulated private credit opportunities in Saudi Arabia.