螞蟻銀行(香港) vs BOCHK 中銀香港

Ant Bank (Hong Kong) is a digital bank wholly owned by Ant International and serve as the official partner of AlipayHK and Alipay. We strive to bring you simple, fast, secure, and professional banking services, making financial management more accessible and offering you a truly unique banking experience. • Quick account opening Open your account in 1 minute* • eM+ Account Enjoys High Interest No minimum deposit requirement, and let your idle funds earn daily interest • Protected savings As a member of the Hong Kong Deposit Protection Scheme, eligible deposits (up to HKD 800,000 per depositor) taken by us are protected. • Take control of your time deposits With a minimal amount of just HK$1, you can effortlessly make withdrawals while enjoying stable deposit returns • Open Investment Account quick as 1 minute Open a fund account in just 1 minute*. Subscribe from as low as HK$1 and the subscription fee low as HK$0! • Get insured anytime and anywhere through online platform. Learn about the product features online and easily manage your policies, making insurance management simpler and more efficient • Easy Financing Personal and Instalment Loan allow you to easily address any cash flow issues. Enjoy "Buy Now Pay Later" shopping experience at ease using Ant Bank PayLater • Transfers anytime, anywhere Transfers can be done easily with your mobile number, email address, bank account number or FPS ID. • Information security We protect your account and information using cutting-edge technology. • Customer support Customer support is just a quick chat or phone call away, available 24/7, all year round. Disclaimer: This App is provided by Ant Bank (Hong Kong) Limited ("Ant Bank"). This App and the products and services available through it are not intended for download or use by any person in any jurisdiction other than where Ant Bank is licensed to operate. This App is not and should not be regarded as an offer, solicitation, or recommendation to take up products and services to any person in any jurisdiction to whom such an offer, solicitation or recommendation would be unlawful. Investing involves risks. The value of investments and any income generated may rise or fall, and investors may not recover the full amount of their initial investment. Past performance is not indicative of future results. No responsibility is assumed for any loss incurred by any person acting on the information contained herein. This content is for reference purposes only and does not constitute a sales offer, invitation, or solicitation for any investment product or service, nor should it be regarded as any investment advice or guarantee of returns. Please consult independent professional advice if necessary. Insurance products are underwritten by third-party insurance companies and are only distributed through Ant Bank (Hong Kong) Limited as an agent in the Hong Kong. For detailed product features, terms, and conditions, please refer to the relevant product brochure and policy wording. Ant Bank (Hong Kong) Limited is a licensed insurance agent, holding licence number GA1061. *The time required to open an account depends on the actual circumstances. In general, users can open an account in as fast as 1 minutes, without submitting any additional information. 1 minute is the fastest account opening time; actual processing time may vary depending on individual cases. Reminders about Responsible Borrowing - You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs. - You should have assessed your repayment ability and avoid over-borrowing. - You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest charged by the bank. To borrow or not to borrow? Borrow only if you can repay! In case you wish to enquire whether a third party is appointed by our Bank for referring loan application, please contact customer service hotline 2325 0303.

BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 ．Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. ．Money transfer: Funds can be transferred via FPS instantly. ．Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. ．Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. ．Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. ．Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. ．Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. ．Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. ．Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. ．Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 ．BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. ．e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. ．Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website：www.bochk.com Instagram Official Account：bankofchinahongkong Address：Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.