Comparison

Switch by Sterling vs NestPayment

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Switch by Sterling

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

Highlights
  • International money transfers
  • Multi-currency savings accounts
  • Investment plans
  • Lending and insurance products
  • Bill payments (airtime, cable, internet)
  • Money requests
  • Secure fund management
Features
Read full description

Switch by Sterling is a free, easy to use financial service application for sending money across borders. Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs. Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future. With Switch by Sterling, you can: ** Send money seamlessly Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less. ** Pay your bills with ease Buy airtime, and pay for your cable and internet services locally and internationally. ** Plan for the future Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly. ** Request money Request and receive money with just one link. ** Keep your money safe Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC). ** Increase your wealth through investments With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.

About

NestPayment

Features
Read full description

NestPayment is a smart property management app for landlords and tenants in India. • Track rent payments and generate digital receipts instantly • Manage multiple properties and tenants from one dashboard • Send automated payment reminders to tenants • View payment history and outstanding dues at a glance • Securely handle subscriptions via your default browser Built for property owners who want a simple, paperless way to manage rent collection.

Screenshots

Switch by Sterling4 screens
NestPayment3 screens

Verdict

The call

The clearest difference is update cadence: NestPayment at every 3 weeks against Switch by Sterling's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Switch by Sterling ships an update every 6 weeks, NestPayment every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
Switch by Sterling versus NestPayment: the parameters behind the verdict, then further details
ParameterSwitch by SterlingNestPayment
PriceFreeFree
Rating2.8 (20 ratings) — better—
Positive reviews36.4% of reviews—
Number of ratings20 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size48 MB3 MB
Age rating4+17+
DeveloperSterling Bank PlcSagar Reddy

In-app purchases

None

Switch by Sterling

No in-app purchases

None

NestPayment

No in-app purchases

Questions

Is Switch by Sterling free?
Switch by Sterling is free to download, with no in-app purchases.
Is NestPayment free?
NestPayment is free to download, with no in-app purchases.
Do Switch by Sterling or NestPayment have ads?
Neither Switch by Sterling nor NestPayment shows ads.
Which is updated more often, Switch by Sterling or NestPayment?
Switch by Sterling ships an update every 6 weeks, and NestPayment every 3 weeks. Most recently, Switch by Sterling was updated on November 3, 2026 and NestPayment on November 5, 2026.

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