FortiPay vs MTX PAY
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FortiPay
Manage multiple currencies with a free payment account in 10 currencies. Exchange funds instantly between your accounts, set custom exchange rates, and make fast, cheap international payments. Track market rates with charts and benefit from discounts.
- Free payment account in 10 currencies
- Instant currency exchange
- Conditional exchange rates
- Fast and cheap international payments
- Real-time market exchange rates and charts
- Volume discounts and loyalty bonuses
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FortiPay β Currency exchange in smartphone + payment account in 10 currencies β free of charge + registration directly from mobile phone + exchange between your own accounts β immediately + conditional exchange (for a rate you set yourself) + payments to your partners' FortiPay accounts β immediatelly + payments to/from abroad β fast and cheap + current market exchange rates, charts + volume discounts, loyalty bonuses + order of cash services
MTX PAY
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MTXPay β Your Money. Your Keys. Your Flow. MTXPay is a self-custodial financial app built for a borderless, on-chain world. Manage your money, digital assets, payments, and spending from one simple experience while keeping control of your assets. BANK, SPEND & MANAGE Bring fiat, stablecoins, and crypto together in one account. Fund your balance, manage your assets, send money, and keep track of your transactions from a single interface. SELF-CUSTODY MTXPay is designed around self-custody, giving you control of your keys and assets. Your wallet remains yours while you access everyday financial tools through a streamlined experience. MTXPAY CARD Spend from your wallet with MTXPay physical and virtual cards. Use your card online, in-store, or wherever supported to make everyday purchases while staying connected to your digital assets. SEND MONEY GLOBALLY Move funds between your crypto wallet, bank account, and card account with an experience designed for cross-border payments. Manage your transfers without juggling multiple financial apps. MULTI-ASSET ACCESS View and manage supported fiat currencies, stablecoins, and crypto assets from one place. MTXPay brings multiple financial rails together into a unified balance and experience. ORIGIN Put eligible idle balances to work with MTXPay Origin, providing access to transparent, on-chain yield opportunities directly within your account. SECURITY Protect your account with features including passcode protection, biometric authentication, and additional security controls designed to help keep your account and transactions protected. REWARDS Eligible users can access rewards such as stablecoin cashback and referral benefits when available. MTXPay brings traditional finance and Web3 together β giving you the tools to bank, spend, send, and manage digital assets while maintaining control. Your money. Your keys. Your flow.
Screenshots
Verdict
The clearest difference is update cadence: MTX PAY at every 6 days against FortiPay's every 5 weeks. FortiPay's advantage is iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FortiPay ships an update every 5 weeks, MTX PAY every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | FortiPay | MTX PAY |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | β |
| Update frequency | Every 5 weeks | Every 6 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 12.2 β better | 15.1 |
| Further details β not scored | ||
| Size | 54 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | FORTISSIMO group s.r.o. | river limited |
In-app purchases
FortiPay
No in-app purchases
MTX PAY
No in-app purchases









