Comparison

FortiPay vs MTX PAY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

FortiPay

Manage multiple currencies with a free payment account in 10 currencies. Exchange funds instantly between your accounts, set custom exchange rates, and make fast, cheap international payments. Track market rates with charts and benefit from discounts.

Highlights
  • Free payment account in 10 currencies
  • Instant currency exchange
  • Conditional exchange rates
  • Fast and cheap international payments
  • Real-time market exchange rates and charts
  • Volume discounts and loyalty bonuses
Features
Read full description

FortiPay – Currency exchange in smartphone + payment account in 10 currencies – free of charge + registration directly from mobile phone + exchange between your own accounts – immediately + conditional exchange (for a rate you set yourself) + payments to your partners' FortiPay accounts – immediatelly + payments to/from abroad – fast and cheap + current market exchange rates, charts + volume discounts, loyalty bonuses + order of cash services

About

MTX PAY

Features
Read full description

MTXPay β€” Your Money. Your Keys. Your Flow. MTXPay is a self-custodial financial app built for a borderless, on-chain world. Manage your money, digital assets, payments, and spending from one simple experience while keeping control of your assets. BANK, SPEND & MANAGE Bring fiat, stablecoins, and crypto together in one account. Fund your balance, manage your assets, send money, and keep track of your transactions from a single interface. SELF-CUSTODY MTXPay is designed around self-custody, giving you control of your keys and assets. Your wallet remains yours while you access everyday financial tools through a streamlined experience. MTXPAY CARD Spend from your wallet with MTXPay physical and virtual cards. Use your card online, in-store, or wherever supported to make everyday purchases while staying connected to your digital assets. SEND MONEY GLOBALLY Move funds between your crypto wallet, bank account, and card account with an experience designed for cross-border payments. Manage your transfers without juggling multiple financial apps. MULTI-ASSET ACCESS View and manage supported fiat currencies, stablecoins, and crypto assets from one place. MTXPay brings multiple financial rails together into a unified balance and experience. ORIGIN Put eligible idle balances to work with MTXPay Origin, providing access to transparent, on-chain yield opportunities directly within your account. SECURITY Protect your account with features including passcode protection, biometric authentication, and additional security controls designed to help keep your account and transactions protected. REWARDS Eligible users can access rewards such as stablecoin cashback and referral benefits when available. MTXPay brings traditional finance and Web3 together β€” giving you the tools to bank, spend, send, and manage digital assets while maintaining control. Your money. Your keys. Your flow.

Screenshots

FortiPay4 screens
MTX PAY4 screens

Verdict

The call

The clearest difference is update cadence: MTX PAY at every 6 days against FortiPay's every 5 weeks. FortiPay's advantage is iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FortiPay ships an update every 5 weeks, MTX PAY every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 6 level
FortiPay versus MTX PAY: the parameters behind the verdict, then further details
ParameterFortiPayMTX PAY
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyEvery 5 weeksEvery 6 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS12.2 β€” better15.1
Further details β€” not scored
Size54 MB75 MB
Age rating4+4+
DeveloperFORTISSIMO group s.r.o.river limited

In-app purchases

None

FortiPay

No in-app purchases

None

MTX PAY

No in-app purchases

Questions

Is FortiPay free?
FortiPay is free to download, with no in-app purchases.
Is MTX PAY free?
MTX PAY is free to download, with no in-app purchases.
Do FortiPay or MTX PAY have ads?
Neither FortiPay nor MTX PAY shows ads.
Which is updated more often, FortiPay or MTX PAY?
FortiPay ships an update every 5 weeks, and MTX PAY every 6 days. Most recently, FortiPay was updated on November 3, 2026 and MTX PAY on October 31, 2026.

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