Comparison

SpendLists vs billFT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLists

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Highlights
  • Track income and expenses
  • Organize money details in lists
  • Clear monthly summaries
  • iCloud Sync across Apple devices
  • Multiple currency support
  • Private and secure with Face ID/Touch ID
  • Share lists as images or PDFs
Features
Read full description

Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.

About

billFT

Features
Read full description

Take Control of Your Expenses with billFT — The Privacy-First Receipt Tracker. Take control of your financial records with billFT, the expense tracker designed for speed, total privacy, and collaborative management. Whether you’re a freelancer tracking tax write-offs or a household managing shared budgets, billFT keeps your data organized and, most importantly, under your control. YOUR DATA, YOUR CHOICE billFT is built on a "Local-First" philosophy. We believe your financial habits are your business, not ours. 100% Anonymous Mode: Use the app without ever creating an account. All receipt data, scans, and analytics stay encrypted on your device. Optional Family Sync: Need to coordinate? Create an optional account to unlock Family Sharing. Securely sync selected receipts with partners or family members using end-to-end encryption. Easy Deletion: If you choose to use an account, you can delete it and all associated cloud data at any time via billft.com/delete.php. BUILT FOR PERFORMANCE Instant OCR: No more waiting for "cloud processing." Our high-performance scanning engine identifies merchants and totals in real-time. C++ Optimized: Built with a native logic core to ensure zero lag, even as your archive grows to thousands of receipts. Offline-Ready: Scan and manage your expenses anywhere—perfect for international travel or areas with spotty reception. POWERFUL MANAGEMENT TOOLS Smart Recognition: Automatically match receipts from major retailers like Costco, Food Basics, LCBO, and many others. Visual Analytics: Understand your spending with clean, logic-driven charts categorized by your specific needs. Searchable Archive: Find any past expense by merchant, date, or price range instantly. PRIVACY YOU CAN TRUST Designed in Ontario, Canada, billFT is the "clean" alternative to data-heavy financial apps. We don't show ads, we don't sell your data, and we don't require an internet connection for core features. Download billFT today and experience the power of private, logic-driven financial tracking.

Screenshots

SpendLists4 screens
billFT4 screens

Verdict

The call

The clearest difference is in-app purchases: billFT at none against SpendLists's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLists sells 2 one-off in-app purchases. billFT asks for nothing beyond the download.

UpkeepUpdate frequency

SpendLists ships an update fortnightly, billFT every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 9 level
SpendLists versus billFT: the parameters behind the verdict, then further details
ParameterSpendListsbillFT
PriceFreeFree
Rating4.6 (19 ratings) — better—
Positive reviews69.2% of reviews—
Number of ratings19 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS16.1 — better16.6
Further details — not scored
Size44 MB67 MB
Age rating4+4+
DeveloperPhanith NyLogic FT Inc

In-app purchases

2 purchases

SpendLists

One-time2
  • Unlock Pro$9.99
  • SpendLists Pro Lifetime$9.99
None

billFT

No in-app purchases

Questions

Is SpendLists free?
SpendLists is free to download, with in-app purchases available.
Is billFT free?
billFT is free to download, with no in-app purchases.
Do SpendLists or billFT have ads?
Neither SpendLists nor billFT shows ads.
Which is updated more often, SpendLists or billFT?
SpendLists ships an update fortnightly, and billFT every 3 weeks. Most recently, SpendLists was updated on November 3, 2026 and billFT on November 5, 2026.

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