Comparison

Empay UAE vs Gratuity Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Empay UAE

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

Highlights
  • Seamless payments and essential services
  • International money transfers
  • Bill and utility payments
  • Prepaid account top-ups
  • Digital prepaid card
  • UAE PASS integration for easy signup
Features
Read full description

Empay: One app for all your payment Empay is your trusted digital companion for seamless payments and essential services across the UAE. Whether you are managing bills, transferring money internationally, or topping up your prepaid accounts, Empay brings it all together in one secure and easy-to-use app. It is designed to support how people in the UAE live, pay and manage their finances every day Get Started in Minutes Joining Empay is effortless. Use UAE PASS to sign up without entering any personal data. Your identity, mobile number, and email are verified instantly. No UAE PASS? No problem. You can start with just a UAE mobile number and email. Want to get a digital prepaid card? Simply verify your Emirates ID and your card will be ready to use in seconds. Pay with Confidence With PCI DSS Level 1 certification, Empay is built to meet the highest standards in payment security. Easily link your debit or credit cards and make payments within the app, knowing your transactions are fully protected. Smarter International Money Transfers Empay makes sending money abroad simple and reliable. With competitive exchange rates, transparent fees, and an interface designed for repeat use, you can send money to your loved ones in just a few taps. View live rates instantly, access frequently used recipients, and complete your transfer without needing to visit an exchange house. All Your Essential Payments, One App No more juggling different apps or visiting websites. Empay lets you manage a wide range of government and utility payments from your phone, anytime. Current services include: ● Telecom: Etisalat Postpaid, Etisalat Prepaid, Du Postpaid, Du Prepaid, Elife, Du Landline ● Utilities: DEWA, Etihad Water & Electricity, TAQA Al Ain, TAQA Abu Dhabi, Ajman Sewerage, Lootah BC Gas, Sergas ● Transportation: Nol, Salik, MAWAQIF PVT ● Government Services: DET (Dubai Economy and Tourism) New services are added regularly, so you’ll always find what you need in one place. Personalized and Evolving Experience Our redesigned home screen makes it easier than ever to reach your most-used services. Quick action cards, a cleaner layout, and smart suggestions based on your previous activities help you complete tasks faster. Whether it's repeating your monthly bill payment, sending another transfer, or topping up your mobile, Empay remembers what you need. Your Digital Prepaid Card, Ready Instantly Apply for your Empay digital prepaid card directly from the app and start using it for any in-app payment. Top it up using your bank account, debit or credit card, and make secure transactions across all supported services. Physical cards are coming soon. Stay in Control Track your past actions right from the main screen. Get clear summaries, see your latest transactions, and manage everything in one place. Empay is more than just a payment app. It’s your personal tool to manage daily life in the UAE with clarity, speed, and security. Download Empay now and experience the better way to pay. Need help or want to know more? Visit us at www.empay.ae Facebook: facebook.com/Empay.UAE Instagram: instagram.com/Empay.UAE Twitter: twitter.com/Empay_UAE Privacy Policy: empay.ae/privacy.html Support: support@empay.ae

About

Gratuity Calculator

Features
Read full description

Gratuity Calculator: UAE is an end of service gratuity calculator for employees in Dubai, Abu Dhabi and the rest of the UAE. It estimates your final settlement under UAE Federal Decree-Law No. 33 of 2021 and shows exactly how the amount is worked out. NEW: GRATUITY TRACKER Save your current job once and the Tracker shows: - The gratuity you've earned so far, updated every day - Your next milestone: one year of service, five years (when each year starts earning 30 days instead of 21) and the two-year cap, with dates and amounts - A growth chart for the next 5 or 10 years, or all the way to the cap - "What if I leave on...": pick any date and see what you'd receive CALCULATOR - Enter your start date, last working day and basic monthly salary in AED - Exclude unpaid leave days, which don't count as service - See every step: daily wage, the 21-day and 30-day tiers, and the 24-month cap - Share a result, and reopen past calculations from History FOLLOWS THE 2021 LAW - 21 days' basic wage for each of the first five years, 30 days for each year after that - Partial years paid pro rata once you've completed one year of continuous service - Capped at two years' basic wage - Resigning doesn't reduce gratuity, and every contract is treated the same ASK SIRI "How much gratuity have I earned in UAE Gratuity Calculator?" Siri can also tell you your next milestone or run a quick calculation. PRIVATE BY DESIGN Your job details and history stay on your device. No ads. Note: For private-sector employees under the UAE Labour Law. DIFC and ADGM have their own employment laws, and members of the optional savings scheme are covered by that scheme instead. Results are estimates for reference only; confirm the final amount with your employer, HR or MOHRE.

Screenshots

Empay UAE4 screens
Gratuity Calculator4 screens

Verdict

The call

The clearest difference is in-app purchases: Empay UAE at none against Gratuity Calculator's 1. Empay UAE also leads on iOS requirement (15.1 vs 18.0). Gratuity Calculator's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gratuity Calculator sells 1 one-off in-app purchase. Empay UAE asks for nothing beyond the download.

UpkeepUpdate frequency

Empay UAE ships an update every 2 months, Gratuity Calculator every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Empay UAE versus Gratuity Calculator: the parameters behind the verdict, then further details
ParameterEmpay UAEGratuity Calculator
PriceFreeFree
Rating3.3 (11 ratings) — better—
Positive reviews41.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size78 MB53 MB
Age rating4+4+
DeveloperThe Emirates Payment Services LLCHemal Modi

In-app purchases

None

Empay UAE

No in-app purchases

1 purchases

Gratuity Calculator

One-time1
  • Pro Unlock$1.99

Questions

Is Empay UAE free?
Empay UAE is free to download, with no in-app purchases.
Is Gratuity Calculator free?
Gratuity Calculator is free to download, with in-app purchases available.
Do Empay UAE or Gratuity Calculator have ads?
Neither Empay UAE nor Gratuity Calculator shows ads.
Which is updated more often, Empay UAE or Gratuity Calculator?
Empay UAE ships an update every 2 months, and Gratuity Calculator every 2 weeks. Most recently, Empay UAE was updated on October 24, 2026 and Gratuity Calculator on October 25, 2026.

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