Comparison

noqodi vs Empay UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

noqodi

This financial service provider allows users to make secure and efficient payments to government and merchant services. It offers a digital wallet for managing electronic payments with advanced technology.

Highlights
  • Secure payment gateway
  • Financial service provider
  • Digital wallet
  • Government payments
  • Merchant payments
  • State-of-the-art technology
Features
Read full description

noqodi is a Payment Gateway and Financial Service Provider completely hosted by emaratech. It offers the latest payment features and is backed up by state-of-the-art technologies to manage electronics payments in the safest and most efficient way. It provides a safe, quick and efficient way for making payments to government and merchant services using a noqodi wallet account.

About

Empay UAE

This app simplifies payments and essential services in the UAE. Manage bills, transfer money internationally, and top up prepaid accounts securely and easily. It offers a personalized experience with quick access to frequently used services and a digital prepaid card.

Highlights
  • Seamless payments and essential services
  • International money transfers
  • Bill and utility payments
  • Prepaid account top-ups
  • Digital prepaid card
  • UAE PASS integration for easy signup
Features
Read full description

Empay: One app for all your payment Empay is your trusted digital companion for seamless payments and essential services across the UAE. Whether you are managing bills, transferring money internationally, or topping up your prepaid accounts, Empay brings it all together in one secure and easy-to-use app. It is designed to support how people in the UAE live, pay and manage their finances every day Get Started in Minutes Joining Empay is effortless. Use UAE PASS to sign up without entering any personal data. Your identity, mobile number, and email are verified instantly. No UAE PASS? No problem. You can start with just a UAE mobile number and email. Want to get a digital prepaid card? Simply verify your Emirates ID and your card will be ready to use in seconds. Pay with Confidence With PCI DSS Level 1 certification, Empay is built to meet the highest standards in payment security. Easily link your debit or credit cards and make payments within the app, knowing your transactions are fully protected. Smarter International Money Transfers Empay makes sending money abroad simple and reliable. With competitive exchange rates, transparent fees, and an interface designed for repeat use, you can send money to your loved ones in just a few taps. View live rates instantly, access frequently used recipients, and complete your transfer without needing to visit an exchange house. All Your Essential Payments, One App No more juggling different apps or visiting websites. Empay lets you manage a wide range of government and utility payments from your phone, anytime. Current services include: ● Telecom: Etisalat Postpaid, Etisalat Prepaid, Du Postpaid, Du Prepaid, Elife, Du Landline ● Utilities: DEWA, Etihad Water & Electricity, TAQA Al Ain, TAQA Abu Dhabi, Ajman Sewerage, Lootah BC Gas, Sergas ● Transportation: Nol, Salik, MAWAQIF PVT ● Government Services: DET (Dubai Economy and Tourism) New services are added regularly, so you’ll always find what you need in one place. Personalized and Evolving Experience Our redesigned home screen makes it easier than ever to reach your most-used services. Quick action cards, a cleaner layout, and smart suggestions based on your previous activities help you complete tasks faster. Whether it's repeating your monthly bill payment, sending another transfer, or topping up your mobile, Empay remembers what you need. Your Digital Prepaid Card, Ready Instantly Apply for your Empay digital prepaid card directly from the app and start using it for any in-app payment. Top it up using your bank account, debit or credit card, and make secure transactions across all supported services. Physical cards are coming soon. Stay in Control Track your past actions right from the main screen. Get clear summaries, see your latest transactions, and manage everything in one place. Empay is more than just a payment app. It’s your personal tool to manage daily life in the UAE with clarity, speed, and security. Download Empay now and experience the better way to pay. Need help or want to know more? Visit us at www.empay.ae Facebook: facebook.com/Empay.UAE Instagram: instagram.com/Empay.UAE Twitter: twitter.com/Empay_UAE Privacy Policy: empay.ae/privacy.html Support: support@empay.ae

Screenshots

noqodi4 screens
Empay UAE4 screens

Verdict

The call

The clearest difference is rating: Empay UAE at 3.3 against noqodi's 2.1. Empay UAE also leads on review sentiment (42% vs 10%). noqodi's advantage is update cadence (every 8 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Empay UAE holds the better App Store score, 3.3 against 2.1. Both are backed by a comparable volume of ratings — 11 and 11 respectively. Written reviews point the same way: 10% of noqodi's written reviews are positive against 42% of Empay UAE's.

UpkeepUpdate frequency

noqodi ships an update every 8 days, Empay UAE every 2 months. The most recent releases landed on September 17, 2026 and August 5, 2026 respectively.

Scorecard3 real differences · 7 level
noqodi versus Empay UAE: the parameters behind the verdict, then further details
ParameternoqodiEmpay UAE
PriceFreeFree
Rating2.1 (11 ratings)3.3 (11 ratings) — better
Positive reviews9.6% of reviews41.8% of reviews — better
Number of ratings1111
Update frequencyEvery 8 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size118 MB82 MB
Age rating4+4+
Developeremaratech (emarat technology solutions) FZ-LLCThe Emirates Payment Services LLC

Customer experience

noqodi

All ratings11 ratings
Positive27.3%
Neutral0.0%
Negative72.7%
Written reviews73 reviews
Positive9.6%
Neutral1.4%
Negative89.0%

Empay UAE

All ratings11 ratings
Positive54.5%
Neutral0.0%
Negative45.5%
Written reviews55 reviews
Positive41.8%
Neutral0.0%
Negative58.2%

In-app purchases

None

noqodi

No in-app purchases

None

Empay UAE

No in-app purchases

Questions

Is noqodi free?
noqodi is free to download, with no in-app purchases.
Is Empay UAE free?
Empay UAE is free to download, with no in-app purchases.
Which has better reviews, noqodi or Empay UAE?
Empay UAE is rated higher. noqodi averages 2.1 out of 5 from 11 ratings, while Empay UAE averages 3.3 from 11 ratings.
Do noqodi or Empay UAE have ads?
Neither noqodi nor Empay UAE shows ads.
Which is updated more often, noqodi or Empay UAE?
noqodi ships an update every 8 days, and Empay UAE every 2 months. Most recently, noqodi was updated on September 17, 2026 and Empay UAE on August 5, 2026.

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