Comparison

Empay UAE vs UnlimitMoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Empay UAE

Manage all your UAE payments and essential services in one secure app. Easily pay bills, transfer money internationally, and top up prepaid accounts. Sign up quickly using UAE PASS or your mobile number and email.

Highlights
  • All-in-one payment management
  • International money transfers
  • Bill and utility payments
  • Digital prepaid card
  • Secure transactions
  • UAE PASS integration
Features
Read full description

Empay: One app for all your payment Empay is your trusted digital companion for seamless payments and essential services across the UAE. Whether you are managing bills, transferring money internationally, or topping up your prepaid accounts, Empay brings it all together in one secure and easy-to-use app. It is designed to support how people in the UAE live, pay and manage their finances every day Get Started in Minutes Joining Empay is effortless. Use UAE PASS to sign up without entering any personal data. Your identity, mobile number, and email are verified instantly. No UAE PASS? No problem. You can start with just a UAE mobile number and email. Want to get a digital prepaid card? Simply verify your Emirates ID and your card will be ready to use in seconds. Pay with Confidence With PCI DSS Level 1 certification, Empay is built to meet the highest standards in payment security. Easily link your debit or credit cards and make payments within the app, knowing your transactions are fully protected. Smarter International Money Transfers Empay makes sending money abroad simple and reliable. With competitive exchange rates, transparent fees, and an interface designed for repeat use, you can send money to your loved ones in just a few taps. View live rates instantly, access frequently used recipients, and complete your transfer without needing to visit an exchange house. All Your Essential Payments, One App No more juggling different apps or visiting websites. Empay lets you manage a wide range of government and utility payments from your phone, anytime. Current services include: ● Telecom: Etisalat Postpaid, Etisalat Prepaid, Du Postpaid, Du Prepaid, Elife, Du Landline ● Utilities: DEWA, Etihad Water & Electricity, TAQA Al Ain, TAQA Abu Dhabi, Ajman Sewerage, Lootah BC Gas, Sergas ● Transportation: Nol, Salik, MAWAQIF PVT ● Government Services: DET (Dubai Economy and Tourism) New services are added regularly, so you’ll always find what you need in one place. Personalized and Evolving Experience Our redesigned home screen makes it easier than ever to reach your most-used services. Quick action cards, a cleaner layout, and smart suggestions based on your previous activities help you complete tasks faster. Whether it's repeating your monthly bill payment, sending another transfer, or topping up your mobile, Empay remembers what you need. Your Digital Prepaid Card, Ready Instantly Apply for your Empay digital prepaid card directly from the app and start using it for any in-app payment. Top it up using your bank account, debit or credit card, and make secure transactions across all supported services. Physical cards are coming soon. Stay in Control Track your past actions right from the main screen. Get clear summaries, see your latest transactions, and manage everything in one place. Empay is more than just a payment app. It’s your personal tool to manage daily life in the UAE with clarity, speed, and security. Download Empay now and experience the better way to pay. Need help or want to know more? Visit us at www.empay.ae Facebook: facebook.com/Empay.UAE Instagram: instagram.com/Empay.UAE Twitter: twitter.com/Empay_UAE Privacy Policy: empay.ae/privacy.html Support: support@empay.ae

About

UnlimitMoney

Features
Read full description

UnlimitMoney is your personal net worth tracker — beautifully simple, yet powerful enough for complex portfolios. Track everything in one place: • Bank accounts & current balances • Investments (stocks, funds, property) • Fixed-term savings & deposits • Multi-currency support with live exchange rates INSIGHTS & CHARTS Visualise your wealth growth over time with interactive net worth trend charts. Switch between line chart, stacked area, and 100% breakdown views to understand exactly where your money is. SMART NOTIFICATIONS Never miss a fixed-term deposit maturity date. Set reminders days in advance so you always know when to act. MULTI-CURRENCY Hold assets in different currencies? No problem. UnlimitMoney converts everything to your preferred currency automatically. SECURE CLOUD SYNC Sign in with Apple or Google to back up your data and access it across all your devices. Your data is encrypted and synced in real time. PRIVACY FIRST Your financial data never leaves your control. No ads, no selling your data — ever. EXPORT & IMPORT Back up your data as a file or share it whenever you need. UNLIMITMONEY PRO Upgrade once for $5.99 to unlock unlimited assets. Free users can track up to 10 assets. Whether you're just starting to track your finances or managing a diverse portfolio, UnlimitMoney gives you the clarity to make better financial decisions.

Screenshots

Empay UAE4 screens
UnlimitMoney4 screens

Verdict

The call

The clearest difference is in-app purchases: Empay UAE at none against UnlimitMoney's 1. UnlimitMoney's advantage is iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. UnlimitMoney sells 1 one-off in-app purchase. Empay UAE asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Empay UAE versus UnlimitMoney: the parameters behind the verdict, then further details
ParameterEmpay UAEUnlimitMoney
PriceFreeFree
Rating3.3 (11 ratings) — better—
Positive reviews41.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size78 MB75 MB
Age rating4+4+
DeveloperThe Emirates Payment Services LLCChun Yin Liu

In-app purchases

None

Empay UAE

No in-app purchases

1 purchases

UnlimitMoney

One-time1
  • UnlimitMoney Pro$5.99

Questions

Is Empay UAE free?
Empay UAE is free to download, with no in-app purchases.
Is UnlimitMoney free?
UnlimitMoney is free to download, with in-app purchases available.
Do Empay UAE or UnlimitMoney have ads?
Neither Empay UAE nor UnlimitMoney shows ads.

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