LDB Trust vs PSVB Hi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LDB Trust
Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.
- Digital wallet functionality
- Interbank transfers via LAPNET
- Extensive bill payment options
- Transaction history and statements
- Credit card blocking/unblocking
- QR code scanning for payments and transfers
- Waste payment functionality
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LDB Trust - Mobile Banking and Digital Wallet at your fingertip. Now comes with a brand new design, easier to use than ever with more banking functionalities combining the security and reliability from LDB Trust with the ease of use and speed of LDB Wallet into a single app. - No need to have LDB Account or Card, just register to get your Wallet - Transfer to LDB and other banks via LAPNET with the Account number or Card number - Bill Payment - Mobile Top-Up, Electricity bill, Water bill, Lao Social Security, Leasing, and many more - Statement/History - Keep track of your money at any time. Instantly block and unblock your credit card anytime for your own safety - Bookmark - Your favorite functions right on the first page - Scan QR Code of both the LDB Trust and LDB Wallet for Transfer, Payment, Cash out with LDB Agency - And many more - The ‘small-b’ function in the app is designated for Waste Payment, allowing users to efficiently handle and complete payments related to waste management.
PSVB Hi
This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.
- Mobile and online payments
- QR code transactions
- Internal and interbank transfers
- Bill payments
- Loan applications
- Account opening
- Foreign exchange
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As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.
Screenshots
Verdict
The clearest difference is rating: LDB Trust at 4.3 against PSVB Hi's 3.0. LDB Trust also leads on update cadence (fortnightly vs every 5 weeks) and ratings volume (21 vs 4). PSVB Hi's advantage is iOS requirement (8.0 vs 13.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LDB Trust holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: LDB Trust has 21 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 50% and 50% positive.
LDB Trust ships an update fortnightly, PSVB Hi every 5 weeks. The most recent releases landed on October 13, 2026 and October 2, 2026 respectively.
| Parameter | LDB Trust | PSVB Hi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| Number of ratings | 21 — better | 4 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 130 MB |
| Age rating | 17+ | 4+ |
| Developer | LDB MOBILE BANKING | Phongsavanh Bank |
Customer experience
LDB Trust
PSVB Hi
In-app purchases
LDB Trust
No in-app purchases
PSVB Hi
No in-app purchases








